Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$265,223+4.6% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$57,495About 0.7× the local median income ($79,468): affordable for a typical household
Days on market50 daysFaster than a year ago: sellers have the edge
Next 12 months+5.1%Zillow expects prices to rise strongly
The typical home in Osage County, MO is worth $265,223, up 4.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $237,185, so the area is 11.8% overvalued. It is a balanced market: homes take about 50 days to sell, listings are up 54% from a year ago, 24% of listings have had a price cut. Zillow expects prices to rise about 5.1% over the next year. A household needs about $57,495 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,468. In the latest IRS figures, 48 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$265,223
Change in 1 year
+4.6%
Overvalued %
+11.8%
Show 7 more
Fair home value
$237,185
Change in 5 years
+31.7%
Zillow forecast, next 12 months
+5.1%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,437
Income needed to afford it
$57,495
Property tax rate
0.58%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$962
Market activity
Listings vs a year ago
+54.5%
Days on market
50
Listings with a price cut
24.2%
Show 3 more
Homes for sale
17
Pending sales per 100 listings
53
Asking price per sq ft
$147
People and jobs
Median household income
$79,468
Population change (1 year)
+1.1%
Unemployment rate
1.7%
Show 4 more
Population
13,611
Income adjusted for cost of living
$90,305
Net moves in (IRS)
−48
Cost of living (US = 100)
88.0
Schools, risk and environment
School rating (1 to 10)
5.9
FEMA hazard risk score (0 to 100)
32.9
Flood risk score
47.5
Show 3 more
Wildfire risk score
35.8
Walkability (1 to 20)
4.9
Road, rail and air noise
54 dB
Questions people ask
Is Osage County, MO overvalued?
Home prices in Osage County, MO are well above what local incomes have historically supported: fair value is about $237,185, so the area is 11.8% overvalued.
Is Osage County, MO a buyer's or seller's market?
Osage County, MO is a balanced market: homes take about 50 days to sell, listings are up 54% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Osage County, MO?
Home values in Osage County, MO are up 4.6% over the last year. Zillow's forecast for the next 12 months is +5.1%.
How much do you need to earn to buy a home in Osage County, MO?
A household needs about $57,495 a year to afford the typical home in Osage County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,468.