Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$264,683+4.9% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$57,378About 0.8× the local median income ($75,569): affordable for a typical household
Days on market57 daysAbout the same pace as a year ago
Next 12 months+2.6%Zillow expects prices to rise slightly
The typical home in Franklin County, MO is worth $264,683, up 4.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $246,224, so the area is 7.5% overvalued. It is a balanced market, leaning toward sellers: homes take about 57 days to sell, listings are up 25% from a year ago, 19% of listings have had a price cut. Zillow expects prices to rise about 2.6% over the next year. A household needs about $57,378 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $75,569. Typical rent is $1,196 a month, or $1,416 for a house. In the latest IRS figures, 723 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$264,683
Change in 1 year
+4.9%
Overvalued %
+7.5%
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Fair home value
$246,224
Change in 5 years
+26.2%
Zillow forecast, next 12 months
+2.6%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$1,434
Income needed to afford it
$57,378
Property tax rate
0.80%
Rent and investing
Typical rent
$1,196
Typical rent for houses
$1,416
Price-to-rent ratio
18.4×
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HUD Fair Market Rent, 2 bedrooms
$1,349
Gross rental yield
5.42%
Cap rate (estimate)
3.53%
Market activity
Listings vs a year ago
+24.7%
Days on market
57
Listings with a price cut
18.7%
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Homes for sale
323
Pending sales per 100 listings
46
Asking price per sq ft
$185
People and jobs
Median household income
$75,569
Population change (1 year)
+0.7%
Unemployment rate
4.3%
Show 4 more
Population
108,090
Income adjusted for cost of living
$79,463
Net moves in (IRS)
+723
Cost of living (US = 100)
95.1
Schools, risk and environment
School rating (1 to 10)
6.9
FEMA hazard risk score (0 to 100)
83.5
Flood risk score
85.4
Show 3 more
Wildfire risk score
66.7
Walkability (1 to 20)
6.5
Road, rail and air noise
53 dB
Questions people ask
Is Franklin County, MO overvalued?
Home prices in Franklin County, MO are slightly above what local incomes have historically supported: fair value is about $246,224, so the area is 7.5% overvalued.
Is Franklin County, MO a buyer's or seller's market?
Franklin County, MO is a balanced market, leaning toward sellers: homes take about 57 days to sell, listings are up 25% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Franklin County, MO?
Home values in Franklin County, MO are up 4.9% over the last year. Zillow's forecast for the next 12 months is +2.6%.
How much do you need to earn to buy a home in Franklin County, MO?
A household needs about $57,378 a year to afford the typical home in Franklin County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $75,569.