Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$225,207+6.4% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 25% have cut their price
Income needed to buy, per year$48,820About 0.6× the local median income ($87,958): affordable for a typical household
Days on market50 daysAbout the same pace as a year ago
Next 12 months+2.6%Zillow expects prices to rise slightly
The typical home in Clinton County, IL is worth $225,207, up 6.4% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $209,468, so the area is 7.5% overvalued. It is a balanced market, leaning toward buyers: homes take about 50 days to sell, listings are up 73% from a year ago, 25% of listings have had a price cut. Zillow expects prices to rise about 2.6% over the next year. A household needs about $48,820 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $87,958. In the latest IRS figures, 136 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$225,207
Change in 1 year
+6.4%
Overvalued %
+7.5%
Show 7 more
Fair home value
$209,468
Change in 5 years
+31.4%
Zillow forecast, next 12 months
+2.6%
Home value to income
2.6×
Monthly mortgage payment (20% down)
$1,221
Income needed to afford it
$48,820
Property tax rate
1.83%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,349
Market activity
Listings vs a year ago
+73.3%
Days on market
50
Listings with a price cut
24.7%
Show 3 more
Homes for sale
52
Pending sales per 100 listings
31
Asking price per sq ft
$123
People and jobs
Median household income
$87,958
Population change (1 year)
+0.1%
Unemployment rate
3.4%
Show 4 more
Population
37,128
Income adjusted for cost of living
$92,490
Net moves in (IRS)
−136
Cost of living (US = 100)
95.1
Schools, risk and environment
School rating (1 to 10)
8.2
FEMA hazard risk score (0 to 100)
65.6
Flood risk score
64.0
Show 3 more
Wildfire risk score
7.9
Walkability (1 to 20)
6.6
Road, rail and air noise
53 dB
Questions people ask
Is Clinton County, IL overvalued?
Home prices in Clinton County, IL are slightly above what local incomes have historically supported: fair value is about $209,468, so the area is 7.5% overvalued.
Is Clinton County, IL a buyer's or seller's market?
Clinton County, IL is a balanced market, leaning toward buyers: homes take about 50 days to sell, listings are up 73% from a year ago, 25% of listings have had a price cut.
Are home prices going down in Clinton County, IL?
Home values in Clinton County, IL are up 6.4% over the last year. Zillow's forecast for the next 12 months is +2.6%.
How much do you need to earn to buy a home in Clinton County, IL?
A household needs about $48,820 a year to afford the typical home in Clinton County, IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $87,958.