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Miller County, MO housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$263,109+3.6% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$57,037About 0.9× the local median income ($64,343): affordable for a typical household
Days on market66 daysFaster than a year ago: sellers have the edge

The typical home in Miller County, MO is worth $263,109, up 3.6% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $245,106, so the area is 7.3% overvalued. It is a buyer's market: homes take about 66 days to sell, listings are up 14% from a year ago, 13% of listings have had a price cut. A household needs about $57,037 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,343. Typical rent is $1,400 a month. In the latest IRS figures, 56 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K$250K200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$263,109
Change in 1 year+3.6%
Overvalued %+7.3%
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Fair home value$245,106
Change in 5 years+29.5%
Home value to income4.1×
Monthly mortgage payment (20% down)$1,426
Income needed to afford it$57,037
Property tax rate0.57%

Rent and investing

Typical rent$1,400
Price-to-rent ratio15.7×
HUD Fair Market Rent, 2 bedrooms$973
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Gross rental yield6.38%
Cap rate (estimate)4.15%

Market activity

Listings vs a year ago+14.2%
Days on market66
Listings with a price cut13.1%
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Homes for sale153
Pending sales per 100 listings24
Asking price per sq ft$208

People and jobs

Median household income$64,343
Population change (1 year)+0.5%
Unemployment rate5.3%
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Population25,817
Income adjusted for cost of living$76,690
Net moves in (IRS)+56
Cost of living (US = 100)83.9

Schools, risk and environment

School rating (1 to 10)7.3
FEMA hazard risk score (0 to 100)55.1
Flood risk score61.5
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Wildfire risk score70.0
Walkability (1 to 20)5.8
Road, rail and air noise54 dB

Questions people ask

Is Miller County, MO overvalued?
Home prices in Miller County, MO are slightly above what local incomes have historically supported: fair value is about $245,106, so the area is 7.3% overvalued.
Is Miller County, MO a buyer's or seller's market?
Miller County, MO is a buyer's market: homes take about 66 days to sell, listings are up 14% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Miller County, MO?
Home values in Miller County, MO are up 3.6% over the last year.
How much do you need to earn to buy a home in Miller County, MO?
A household needs about $57,037 a year to afford the typical home in Miller County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,343.

Nearby and similar counties

ZIP codes in Miller County (open on the map)

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