Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$258,256+4.4% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 39% have cut their price
Income needed to buy, per year$55,985About 0.7× the local median income ($80,041): affordable for a typical household
Days on market55 daysSlower than a year ago: buyers have time to negotiate
The typical home in Ralls County, MO is worth $258,256, up 4.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $234,227, so the area is 10.3% overvalued. It is a balanced market, leaning toward buyers: homes take about 55 days to sell, listings are up 13% from a year ago, 39% of listings have had a price cut. A household needs about $55,985 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $80,041. In the latest IRS figures, 54 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$258,256
Change in 1 year
+4.4%
Overvalued %
+10.3%
Show 6 more
Fair home value
$234,227
Change in 5 years
+38.4%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$1,400
Income needed to afford it
$55,985
Property tax rate
0.73%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$969
Market activity
Listings vs a year ago
+13.3%
Days on market
55
Listings with a price cut
39.3%
Show 3 more
Homes for sale
34
Pending sales per 100 listings
38
Asking price per sq ft
$175
People and jobs
Median household income
$80,041
Population change (1 year)
−0.1%
Unemployment rate
4.8%
Show 4 more
Population
10,444
Income adjusted for cost of living
$95,400
Net moves in (IRS)
+54
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
5.9
FEMA hazard risk score (0 to 100)
14.1
Flood risk score
27.2
Show 3 more
Wildfire risk score
32.1
Walkability (1 to 20)
5.1
Road, rail and air noise
52 dB
Questions people ask
Is Ralls County, MO overvalued?
Home prices in Ralls County, MO are well above what local incomes have historically supported: fair value is about $234,227, so the area is 10.3% overvalued.
Is Ralls County, MO a buyer's or seller's market?
Ralls County, MO is a balanced market, leaning toward buyers: homes take about 55 days to sell, listings are up 13% from a year ago, 39% of listings have had a price cut.
Are home prices going down in Ralls County, MO?
Home values in Ralls County, MO are up 4.4% over the last year.
How much do you need to earn to buy a home in Ralls County, MO?
A household needs about $55,985 a year to afford the typical home in Ralls County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $80,041.