Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$239,433+7.2% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 15% have cut their price
Income needed to buy, per year$51,904About 1.1× the local median income ($47,781): a stretch for a typical household
Days on market81 daysFaster than a year ago: sellers have the edge
The typical home in Douglas County, MO is worth $239,433, up 7.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $182,970, so the area is 30.9% overvalued. It is a balanced market, leaning toward sellers: homes take about 81 days to sell, listings are down 12% from a year ago, 15% of listings have had a price cut. A household needs about $51,904 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $47,781. In the latest IRS figures, 117 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$239,433
Change in 1 year
+7.2%
Overvalued %
+30.9%
Show 6 more
Fair home value
$182,970
Change in 5 years
+45.3%
Home value to income
5.0×
Monthly mortgage payment (20% down)
$1,298
Income needed to afford it
$51,904
Property tax rate
0.44%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$962
Market activity
Listings vs a year ago
−11.6%
Days on market
81
Listings with a price cut
15.2%
Show 3 more
Homes for sale
61
Pending sales per 100 listings
16
Asking price per sq ft
$169
People and jobs
Median household income
$47,781
Population change (1 year)
+0.5%
Unemployment rate
6.1%
Show 4 more
Population
12,342
Income adjusted for cost of living
$56,950
Net moves in (IRS)
+117
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
6.3
FEMA hazard risk score (0 to 100)
23.7
Flood risk score
27.0
Show 3 more
Wildfire risk score
58.7
Walkability (1 to 20)
4.3
Road, rail and air noise
52 dB
Questions people ask
Is Douglas County, MO overvalued?
Home prices in Douglas County, MO are well above what local incomes have historically supported: fair value is about $182,970, so the area is 30.9% overvalued.
Is Douglas County, MO a buyer's or seller's market?
Douglas County, MO is a balanced market, leaning toward sellers: homes take about 81 days to sell, listings are down 12% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Douglas County, MO?
Home values in Douglas County, MO are up 7.2% over the last year.
How much do you need to earn to buy a home in Douglas County, MO?
A household needs about $51,904 a year to afford the typical home in Douglas County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $47,781.