Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$192,610+0.9% YoY · prices are rising
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 19% have cut their price
Income needed to buy, per year$41,754About 0.7× the local median income ($62,122): affordable for a typical household
Days on market64 daysAbout the same pace as a year ago
The typical home in Livingston County, MO is worth $192,610, up 0.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $180,004, so the area is 7.0% overvalued. It is a balanced market, leaning toward sellers: homes take about 64 days to sell, listings are down 17% from a year ago, 19% of listings have had a price cut. A household needs about $41,754 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,122. In the latest IRS figures, 130 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$192,610
Change in 1 year
+0.9%
Overvalued %
+7.0%
Show 6 more
Fair home value
$180,004
Change in 5 years
+32.0%
Home value to income
3.1×
Monthly mortgage payment (20% down)
$1,044
Income needed to afford it
$41,754
Property tax rate
0.81%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$962
Market activity
Listings vs a year ago
−17.0%
Days on market
64
Listings with a price cut
18.8%
Show 3 more
Homes for sale
39
Pending sales per 100 listings
33
Asking price per sq ft
$111
People and jobs
Median household income
$62,122
Population change (1 year)
+0.1%
Unemployment rate
2.7%
Show 4 more
Population
14,708
Income adjusted for cost of living
$74,043
Net moves in (IRS)
+130
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
6.1
FEMA hazard risk score (0 to 100)
23.0
Flood risk score
26.4
Show 3 more
Wildfire risk score
38.2
Walkability (1 to 20)
7.2
Road, rail and air noise
52 dB
Questions people ask
Is Livingston County, MO overvalued?
Home prices in Livingston County, MO are slightly above what local incomes have historically supported: fair value is about $180,004, so the area is 7.0% overvalued.
Is Livingston County, MO a buyer's or seller's market?
Livingston County, MO is a balanced market, leaning toward sellers: homes take about 64 days to sell, listings are down 17% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Livingston County, MO?
Home values in Livingston County, MO are up 0.9% over the last year.
How much do you need to earn to buy a home in Livingston County, MO?
A household needs about $41,754 a year to afford the typical home in Livingston County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,122.