Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$190,751+4.1% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 26% have cut their price
Income needed to buy, per year$41,351About 0.6× the local median income ($63,736): affordable for a typical household
Days on market49 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.7%Zillow expects prices to rise slightly
The typical home in Buchanan County, MO is worth $190,751, up 4.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $180,722, so the area is 5.5% overvalued. It is a balanced market: homes take about 49 days to sell, listings are up 17% from a year ago, 26% of listings have had a price cut. Zillow expects prices to rise about 3.7% over the next year. A household needs about $41,351 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,736. Typical rent is $1,002 a month, or $1,172 for a house. In the latest IRS figures, 94 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$190,751
Change in 1 year
+4.1%
Overvalued %
+5.5%
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Fair home value
$180,722
Change in 5 years
+26.3%
Zillow forecast, next 12 months
+3.7%
Home value to income
3.0×
Monthly mortgage payment (20% down)
$1,034
Income needed to afford it
$41,351
Property tax rate
0.77%
Rent and investing
Typical rent
$1,002
Typical rent for houses
$1,172
Price-to-rent ratio
15.9×
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HUD Fair Market Rent, 2 bedrooms
$1,101
Gross rental yield
6.30%
Cap rate (estimate)
4.10%
Market activity
Listings vs a year ago
+16.9%
Days on market
49
Listings with a price cut
26.2%
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Homes for sale
249
Pending sales per 100 listings
41
Asking price per sq ft
$139
People and jobs
Median household income
$63,736
Population change (1 year)
−0.1%
Unemployment rate
4.2%
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Population
83,540
Income adjusted for cost of living
$73,769
Net moves in (IRS)
−94
Cost of living (US = 100)
86.4
Schools, risk and environment
School rating (1 to 10)
4.8
FEMA hazard risk score (0 to 100)
74.4
Unhealthy air days a year
2
Show 4 more
Flood risk score
68.5
Wildfire risk score
57.8
Walkability (1 to 20)
8.4
Road, rail and air noise
53 dB
Questions people ask
Is Buchanan County, MO overvalued?
Home prices in Buchanan County, MO are slightly above what local incomes have historically supported: fair value is about $180,722, so the area is 5.5% overvalued.
Is Buchanan County, MO a buyer's or seller's market?
Buchanan County, MO is a balanced market: homes take about 49 days to sell, listings are up 17% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Buchanan County, MO?
Home values in Buchanan County, MO are up 4.1% over the last year. Zillow's forecast for the next 12 months is +3.7%.
How much do you need to earn to buy a home in Buchanan County, MO?
A household needs about $41,351 a year to afford the typical home in Buchanan County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,736.