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Buchanan County, MO housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$190,751+4.1% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 26% have cut their price
Income needed to buy, per year$41,351About 0.6× the local median income ($63,736): affordable for a typical household
Days on market49 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.7%Zillow expects prices to rise slightly

The typical home in Buchanan County, MO is worth $190,751, up 4.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $180,722, so the area is 5.5% overvalued. It is a balanced market: homes take about 49 days to sell, listings are up 17% from a year ago, 26% of listings have had a price cut. Zillow expects prices to rise about 3.7% over the next year. A household needs about $41,351 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,736. Typical rent is $1,002 a month, or $1,172 for a house. In the latest IRS figures, 94 more people moved out than in.

Home value over time

$0K$50K$100K$150K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$190,751
Change in 1 year+4.1%
Overvalued %+5.5%
Show 7 more
Fair home value$180,722
Change in 5 years+26.3%
Zillow forecast, next 12 months+3.7%
Home value to income3.0×
Monthly mortgage payment (20% down)$1,034
Income needed to afford it$41,351
Property tax rate0.77%

Rent and investing

Typical rent$1,002
Typical rent for houses$1,172
Price-to-rent ratio15.9×
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HUD Fair Market Rent, 2 bedrooms$1,101
Gross rental yield6.30%
Cap rate (estimate)4.10%

Market activity

Listings vs a year ago+16.9%
Days on market49
Listings with a price cut26.2%
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Homes for sale249
Pending sales per 100 listings41
Asking price per sq ft$139

People and jobs

Median household income$63,736
Population change (1 year)−0.1%
Unemployment rate4.2%
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Population83,540
Income adjusted for cost of living$73,769
Net moves in (IRS)−94
Cost of living (US = 100)86.4

Schools, risk and environment

School rating (1 to 10)4.8
FEMA hazard risk score (0 to 100)74.4
Unhealthy air days a year2
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Flood risk score68.5
Wildfire risk score57.8
Walkability (1 to 20)8.4
Road, rail and air noise53 dB

Questions people ask

Is Buchanan County, MO overvalued?
Home prices in Buchanan County, MO are slightly above what local incomes have historically supported: fair value is about $180,722, so the area is 5.5% overvalued.
Is Buchanan County, MO a buyer's or seller's market?
Buchanan County, MO is a balanced market: homes take about 49 days to sell, listings are up 17% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Buchanan County, MO?
Home values in Buchanan County, MO are up 4.1% over the last year. Zillow's forecast for the next 12 months is +3.7%.
How much do you need to earn to buy a home in Buchanan County, MO?
A household needs about $41,351 a year to afford the typical home in Buchanan County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,736.

Nearby and similar counties

ZIP codes in Buchanan County (open on the map)

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