Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$192,861+4.7% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$41,808About 0.7× the local median income ($58,548): affordable for a typical household
Days on market84 daysSlower than a year ago: buyers have time to negotiate
The typical home in Adair County, MO is worth $192,861, up 4.7% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $201,876, so the area is 4.5% undervalued. It is a balanced market, leaning toward buyers: homes take about 84 days to sell, listings are up 33% from a year ago, 12% of listings have had a price cut. A household needs about $41,808 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,548. Typical rent is $829 a month. In the latest IRS figures, 52 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$192,861
Change in 1 year
+4.7%
Overvalued %
−4.5%
Show 6 more
Fair home value
$201,876
Change in 5 years
+17.5%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,045
Income needed to afford it
$41,808
Property tax rate
0.77%
Rent and investing
Typical rent
$829
Price-to-rent ratio
19.4×
HUD Fair Market Rent, 2 bedrooms
$962
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Gross rental yield
5.16%
Cap rate (estimate)
3.35%
Market activity
Listings vs a year ago
+32.6%
Days on market
84
Listings with a price cut
11.8%
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Homes for sale
126
Pending sales per 100 listings
21
Asking price per sq ft
$114
People and jobs
Median household income
$58,548
Population change (1 year)
+0.3%
Unemployment rate
4.1%
Show 4 more
Population
25,684
Income adjusted for cost of living
$69,783
Net moves in (IRS)
−52
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
6.2
FEMA hazard risk score (0 to 100)
28.7
Flood risk score
31.4
Show 3 more
Wildfire risk score
42.9
Walkability (1 to 20)
7.5
Road, rail and air noise
51 dB
Questions people ask
Is Adair County, MO overvalued?
Home prices in Adair County, MO are slightly below what local incomes have historically supported: fair value is about $201,876, so the area is 4.5% undervalued.
Is Adair County, MO a buyer's or seller's market?
Adair County, MO is a balanced market, leaning toward buyers: homes take about 84 days to sell, listings are up 33% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Adair County, MO?
Home values in Adair County, MO are up 4.7% over the last year.
How much do you need to earn to buy a home in Adair County, MO?
A household needs about $41,808 a year to afford the typical home in Adair County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,548.