Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$190,976+6.7% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$41,400About 0.8× the local median income ($54,645): affordable for a typical household
Days on market55 daysAbout the same pace as a year ago
The typical home in Washington County, MO is worth $190,976, up 6.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $177,249, so the area is 7.7% overvalued. It is a balanced market: homes take about 55 days to sell, listings are up 29% from a year ago, 23% of listings have had a price cut. A household needs about $41,400 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,645. In the latest IRS figures, 228 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$190,976
Change in 1 year
+6.7%
Overvalued %
+7.7%
Show 6 more
Fair home value
$177,249
Change in 5 years
+13.6%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$1,035
Income needed to afford it
$41,400
Property tax rate
0.56%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$962
Market activity
Listings vs a year ago
+28.9%
Days on market
55
Listings with a price cut
22.6%
Show 3 more
Homes for sale
58
Pending sales per 100 listings
43
Asking price per sq ft
$166
People and jobs
Median household income
$54,645
Population change (1 year)
+0.8%
Unemployment rate
3.6%
Show 4 more
Population
23,810
Income adjusted for cost of living
$65,131
Net moves in (IRS)
+228
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
7.3
FEMA hazard risk score (0 to 100)
67.8
Flood risk score
52.6
Show 3 more
Wildfire risk score
56.0
Walkability (1 to 20)
5.2
Road, rail and air noise
54 dB
Questions people ask
Is Washington County, MO overvalued?
Home prices in Washington County, MO are slightly above what local incomes have historically supported: fair value is about $177,249, so the area is 7.7% overvalued.
Is Washington County, MO a buyer's or seller's market?
Washington County, MO is a balanced market: homes take about 55 days to sell, listings are up 29% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Washington County, MO?
Home values in Washington County, MO are up 6.7% over the last year.
How much do you need to earn to buy a home in Washington County, MO?
A household needs about $41,400 a year to afford the typical home in Washington County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,645.