Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$194,286+6.0% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$42,117About 0.7× the local median income ($60,641): affordable for a typical household
Days on market81 daysSlower than a year ago: buyers have time to negotiate
The typical home in Saline County, MO is worth $194,286, up 6.0% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $210,515, so the area is 7.7% undervalued. It is a balanced market, leaning toward sellers: homes take about 81 days to sell, listings are up 26% from a year ago, 18% of listings have had a price cut. A household needs about $42,117 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,641. In the latest IRS figures, 74 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$194,286
Change in 1 year
+6.0%
Overvalued %
−7.7%
Show 6 more
Fair home value
$210,515
Change in 5 years
+22.0%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$1,053
Income needed to afford it
$42,117
Property tax rate
0.78%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$962
Market activity
Listings vs a year ago
+25.9%
Days on market
81
Listings with a price cut
17.6%
Show 3 more
Homes for sale
73
Pending sales per 100 listings
41
Asking price per sq ft
$126
People and jobs
Median household income
$60,641
Population change (1 year)
+0.2%
Unemployment rate
3.2%
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Population
23,265
Income adjusted for cost of living
$72,278
Net moves in (IRS)
+74
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
3.1
FEMA hazard risk score (0 to 100)
51.6
Flood risk score
58.5
Show 3 more
Wildfire risk score
30.2
Walkability (1 to 20)
6.8
Road, rail and air noise
52 dB
Questions people ask
Is Saline County, MO overvalued?
Home prices in Saline County, MO are slightly below what local incomes have historically supported: fair value is about $210,515, so the area is 7.7% undervalued.
Is Saline County, MO a buyer's or seller's market?
Saline County, MO is a balanced market, leaning toward sellers: homes take about 81 days to sell, listings are up 26% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Saline County, MO?
Home values in Saline County, MO are up 6.0% over the last year.
How much do you need to earn to buy a home in Saline County, MO?
A household needs about $42,117 a year to afford the typical home in Saline County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,641.