Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$197,155+3.4% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$42,739About 0.7× the local median income ($65,175): affordable for a typical household
Days on market60 daysFaster than a year ago: sellers have the edge
Next 12 months+3.9%Zillow expects prices to rise slightly
The typical home in Bollinger County, MO is worth $197,155, up 3.4% from a year ago. That is well below what local incomes have historically supported: fair value is about $238,500, so the area is 17.3% undervalued. It is a buyer's market: homes take about 60 days to sell, listings are up 16% from a year ago, 14% of listings have had a price cut. Zillow expects prices to rise about 3.9% over the next year. A household needs about $42,739 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,175. In the latest IRS figures, 140 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$197,155
Change in 1 year
+3.4%
Overvalued %
−17.3%
Show 7 more
Fair home value
$238,500
Change in 5 years
−1.7%
Zillow forecast, next 12 months
+3.9%
Home value to income
3.0×
Monthly mortgage payment (20% down)
$1,068
Income needed to afford it
$42,739
Property tax rate
0.57%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,012
Market activity
Listings vs a year ago
+16.1%
Days on market
60
Listings with a price cut
14.5%
Show 3 more
Homes for sale
36
Pending sales per 100 listings
22
Asking price per sq ft
$165
People and jobs
Median household income
$65,175
Population change (1 year)
+0.7%
Unemployment rate
3.5%
Show 4 more
Population
10,646
Income adjusted for cost of living
$75,697
Net moves in (IRS)
+140
Cost of living (US = 100)
86.1
Schools, risk and environment
School rating (1 to 10)
5.4
FEMA hazard risk score (0 to 100)
26.3
Flood risk score
33.0
Show 3 more
Wildfire risk score
22.1
Walkability (1 to 20)
4.1
Road, rail and air noise
53 dB
Questions people ask
Is Bollinger County, MO overvalued?
Home prices in Bollinger County, MO are well below what local incomes have historically supported: fair value is about $238,500, so the area is 17.3% undervalued.
Is Bollinger County, MO a buyer's or seller's market?
Bollinger County, MO is a buyer's market: homes take about 60 days to sell, listings are up 16% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Bollinger County, MO?
Home values in Bollinger County, MO are up 3.4% over the last year. Zillow's forecast for the next 12 months is +3.9%.
How much do you need to earn to buy a home in Bollinger County, MO?
A household needs about $42,739 a year to afford the typical home in Bollinger County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,175.