Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$198,532+4.0% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 10% have cut their price
Income needed to buy, per year$43,038About 0.7× the local median income ($60,822): affordable for a typical household
Days on market59 daysSlower than a year ago: buyers have time to negotiate
The typical home in Macon County, MO is worth $198,532, up 4.0% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $188,492, so the area is 5.3% overvalued. It is a balanced market, leaning toward buyers: homes take about 59 days to sell, listings are up 2% from a year ago, 10% of listings have had a price cut. A household needs about $43,038 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,822. In the latest IRS figures, 13 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$198,532
Change in 1 year
+4.0%
Overvalued %
+5.3%
Show 6 more
Fair home value
$188,492
Change in 5 years
+33.0%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,076
Income needed to afford it
$43,038
Property tax rate
0.69%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,018
Market activity
Listings vs a year ago
+2.3%
Days on market
59
Listings with a price cut
10.5%
Show 3 more
Homes for sale
45
Pending sales per 100 listings
22
Asking price per sq ft
$132
People and jobs
Median household income
$60,822
Population change (1 year)
+0.0%
Unemployment rate
2.1%
Show 4 more
Population
15,190
Income adjusted for cost of living
$72,493
Net moves in (IRS)
+13
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
6.5
FEMA hazard risk score (0 to 100)
36.8
Flood risk score
47.7
Show 3 more
Wildfire risk score
52.6
Walkability (1 to 20)
5.8
Road, rail and air noise
54 dB
Questions people ask
Is Macon County, MO overvalued?
Home prices in Macon County, MO are slightly above what local incomes have historically supported: fair value is about $188,492, so the area is 5.3% overvalued.
Is Macon County, MO a buyer's or seller's market?
Macon County, MO is a balanced market, leaning toward buyers: homes take about 59 days to sell, listings are up 2% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Macon County, MO?
Home values in Macon County, MO are up 4.0% over the last year.
How much do you need to earn to buy a home in Macon County, MO?
A household needs about $43,038 a year to afford the typical home in Macon County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,822.