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Worcester County, MA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$495,048+1.9% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$107,316About 1.1× the local median income ($96,005): a stretch for a typical household
Days on market44 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.7%Zillow expects prices to rise slightly

The typical home in Worcester County, MA is worth $495,048, up 1.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $437,885, so the area is 13.1% overvalued. It is a balanced market, leaning toward buyers: homes take about 44 days to sell, listings are up 35% from a year ago, 24% of listings have had a price cut. Zillow expects prices to rise about 1.7% over the next year. A household needs about $107,316 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $96,005. Typical rent is $2,119 a month, or $2,819 for a house. In the latest IRS figures, 1,716 more people moved out than in.

Home value over time

$0K$100K$200K$300K$400K$500K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$495,048
Change in 1 year+1.9%
Overvalued %+13.1%
Show 7 more
Fair home value$437,885
Change in 5 years+29.5%
Zillow forecast, next 12 months+1.7%
Home value to income5.2×
Monthly mortgage payment (20% down)$2,683
Income needed to afford it$107,316
Property tax rate1.28%

Rent and investing

Typical rent$2,119
Typical rent for houses$2,819
Price-to-rent ratio19.5×
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HUD Fair Market Rent, 2 bedrooms$2,056
Gross rental yield5.14%
Cap rate (estimate)3.34%

Market activity

Listings vs a year ago+35.0%
Days on market44
Listings with a price cut24.0%
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Homes for sale1,782
Pending sales per 100 listings54
Asking price per sq ft$292

People and jobs

Median household income$96,005
Population change (1 year)+0.5%
Unemployment rate5.3%
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Population888,502
Income adjusted for cost of living$93,663
Net moves in (IRS)−1,716
Cost of living (US = 100)102.5

Schools, risk and environment

School rating (1 to 10)5.3
FEMA hazard risk score (0 to 100)93.5
Unhealthy air days a year0
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Flood risk score95.3
Wildfire risk score62.6
Walkability (1 to 20)9.3
Road, rail and air noise54 dB

Questions people ask

Is Worcester County, MA overvalued?
Home prices in Worcester County, MA are well above what local incomes have historically supported: fair value is about $437,885, so the area is 13.1% overvalued.
Is Worcester County, MA a buyer's or seller's market?
Worcester County, MA is a balanced market, leaning toward buyers: homes take about 44 days to sell, listings are up 35% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Worcester County, MA?
Home values in Worcester County, MA are up 1.9% over the last year. Zillow's forecast for the next 12 months is +1.7%.
How much do you need to earn to buy a home in Worcester County, MA?
A household needs about $107,316 a year to afford the typical home in Worcester County, MA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $96,005.

Nearby and similar counties

ZIP codes in Worcester County (open on the map)

See every chart for Worcester County, MA on the map