Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$738,589+0.2% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$160,111About 1.7× the local median income ($95,174): hard to afford
Days on market38 daysAbout the same pace as a year ago
Next 12 months+1.4%Zillow expects prices to rise slightly
The typical home in Suffolk County, MA is worth $738,589, about the same as a year ago. That is slightly below what local incomes have historically supported: fair value is about $786,465, so the area is 6.1% undervalued. It is a buyer's market: homes take about 38 days to sell, listings are up 18% from a year ago, 21% of listings have had a price cut. Zillow expects prices to rise about 1.4% over the next year. A household needs about $160,111 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $95,174. Typical rent is $3,190 a month, or $3,737 for a house. In the latest IRS figures, 12,099 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$738,589
Change in 1 year
+0.2%
Overvalued %
−6.1%
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Fair home value
$786,465
Change in 5 years
+8.2%
Zillow forecast, next 12 months
+1.4%
Home value to income
7.8×
Monthly mortgage payment (20% down)
$4,003
Income needed to afford it
$160,111
Property tax rate
0.66%
Rent and investing
Typical rent
$3,190
Typical rent for houses
$3,737
Price-to-rent ratio
19.3×
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HUD Fair Market Rent, 2 bedrooms
$3,008
Gross rental yield
5.18%
Cap rate (estimate)
3.37%
Market activity
Listings vs a year ago
+17.7%
Days on market
38
Listings with a price cut
21.0%
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Homes for sale
2,041
Pending sales per 100 listings
33
Asking price per sq ft
$787
People and jobs
Median household income
$95,174
Population change (1 year)
−0.2%
Unemployment rate
6.3%
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Population
791,891
Income adjusted for cost of living
$87,880
Net moves in (IRS)
−12,099
Cost of living (US = 100)
108.3
Schools, risk and environment
School rating (1 to 10)
3.6
FEMA hazard risk score (0 to 100)
93.5
Unhealthy air days a year
2
Show 4 more
Flood risk score
94.7
Wildfire risk score
9.0
Walkability (1 to 20)
15.0
Road, rail and air noise
54 dB
Questions people ask
Is Suffolk County, MA overvalued?
Home prices in Suffolk County, MA are slightly below what local incomes have historically supported: fair value is about $786,465, so the area is 6.1% undervalued.
Is Suffolk County, MA a buyer's or seller's market?
Suffolk County, MA is a buyer's market: homes take about 38 days to sell, listings are up 18% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Suffolk County, MA?
Home values in Suffolk County, MA are up 0.2% over the last year. Zillow's forecast for the next 12 months is +1.4%.
How much do you need to earn to buy a home in Suffolk County, MA?
A household needs about $160,111 a year to afford the typical home in Suffolk County, MA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $95,174.