Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$804,837+1.5% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 25% have cut their price
Income needed to buy, per year$174,472About 1.3× the local median income ($132,599): a stretch for a typical household
Days on market37 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.4%Zillow expects prices to rise slightly
The typical home in Middlesex County, MA is worth $804,837, up 1.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $761,276, so the area is 5.7% overvalued. It is a balanced market, leaning toward buyers: homes take about 37 days to sell, listings are up 29% from a year ago, 25% of listings have had a price cut. Zillow expects prices to rise about 1.4% over the next year. A household needs about $174,472 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $132,599. Typical rent is $3,069 a month, or $3,596 for a house. In the latest IRS figures, 11,065 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$804,837
Change in 1 year
+1.5%
Overvalued %
+5.7%
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Fair home value
$761,276
Change in 5 years
+22.4%
Zillow forecast, next 12 months
+1.4%
Home value to income
6.1×
Monthly mortgage payment (20% down)
$4,362
Income needed to afford it
$174,472
Property tax rate
1.03%
Rent and investing
Typical rent
$3,069
Typical rent for houses
$3,596
Price-to-rent ratio
21.9×
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HUD Fair Market Rent, 2 bedrooms
$2,892
Gross rental yield
4.58%
Cap rate (estimate)
2.97%
Market activity
Listings vs a year ago
+28.7%
Days on market
37
Listings with a price cut
25.1%
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Homes for sale
2,917
Pending sales per 100 listings
53
Asking price per sq ft
$460
People and jobs
Median household income
$132,599
Population change (1 year)
+0.4%
Unemployment rate
4.3%
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Population
1,669,979
Income adjusted for cost of living
$122,437
Net moves in (IRS)
−11,065
Cost of living (US = 100)
108.3
Schools, risk and environment
School rating (1 to 10)
7.2
FEMA hazard risk score (0 to 100)
96.9
Unhealthy air days a year
1
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Flood risk score
98.5
Wildfire risk score
72.8
Walkability (1 to 20)
12.0
Road, rail and air noise
54 dB
Questions people ask
Is Middlesex County, MA overvalued?
Home prices in Middlesex County, MA are slightly above what local incomes have historically supported: fair value is about $761,276, so the area is 5.7% overvalued.
Is Middlesex County, MA a buyer's or seller's market?
Middlesex County, MA is a balanced market, leaning toward buyers: homes take about 37 days to sell, listings are up 29% from a year ago, 25% of listings have had a price cut.
Are home prices going down in Middlesex County, MA?
Home values in Middlesex County, MA are up 1.5% over the last year. Zillow's forecast for the next 12 months is +1.4%.
How much do you need to earn to buy a home in Middlesex County, MA?
A household needs about $174,472 a year to afford the typical home in Middlesex County, MA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $132,599.