Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$285,184+0.2% YoY · prices are flat
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 22% have cut their price
Income needed to buy, per year$61,822About 0.9× the local median income ($67,824): affordable for a typical household
Days on market70 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.7%Zillow expects prices to rise slightly
The typical home in Warren County, KY is worth $285,184, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $264,249, so the area is 7.9% overvalued. It is a balanced market, leaning toward buyers: homes take about 70 days to sell, listings are down 1% from a year ago, 22% of listings have had a price cut. Zillow expects prices to rise about 1.7% over the next year. A household needs about $61,822 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,824. Typical rent is $1,226 a month, or $1,667 for a house. In the latest IRS figures, 685 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$285,184
Change in 1 year
+0.2%
Overvalued %
+7.9%
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Fair home value
$264,249
Change in 5 years
+23.9%
Zillow forecast, next 12 months
+1.7%
Home value to income
4.2×
Monthly mortgage payment (20% down)
$1,546
Income needed to afford it
$61,822
Property tax rate
0.65%
Rent and investing
Typical rent
$1,226
Typical rent for houses
$1,667
Price-to-rent ratio
19.4×
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HUD Fair Market Rent, 2 bedrooms
$1,199
Gross rental yield
5.16%
Cap rate (estimate)
3.35%
Market activity
Listings vs a year ago
−0.9%
Days on market
70
Listings with a price cut
21.9%
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Homes for sale
655
Pending sales per 100 listings
20
Asking price per sq ft
$185
People and jobs
Median household income
$67,824
Population change (1 year)
+1.9%
Unemployment rate
4.4%
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Population
149,375
Income adjusted for cost of living
$75,193
Net moves in (IRS)
+685
Cost of living (US = 100)
90.2
Schools, risk and environment
School rating (1 to 10)
6.7
FEMA hazard risk score (0 to 100)
88.5
Unhealthy air days a year
0
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Flood risk score
87.3
Wildfire risk score
18.5
Walkability (1 to 20)
6.7
Road, rail and air noise
54 dB
Questions people ask
Is Warren County, KY overvalued?
Home prices in Warren County, KY are slightly above what local incomes have historically supported: fair value is about $264,249, so the area is 7.9% overvalued.
Is Warren County, KY a buyer's or seller's market?
Warren County, KY is a balanced market, leaning toward buyers: homes take about 70 days to sell, listings are down 1% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Warren County, KY?
Home values in Warren County, KY are up 0.2% over the last year. Zillow's forecast for the next 12 months is +1.7%.
How much do you need to earn to buy a home in Warren County, KY?
A household needs about $61,822 a year to afford the typical home in Warren County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,824.