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Edmonson County, KY housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$191,239+1.4% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$41,457About 0.7× the local median income ($57,647): affordable for a typical household
Days on market93 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.7%Zillow expects prices to rise slightly

The typical home in Edmonson County, KY is worth $191,239, up 1.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $173,618, so the area is 10.1% overvalued. It is a buyer's market: homes take about 93 days to sell, listings are up 37% from a year ago, 20% of listings have had a price cut. Zillow expects prices to rise about 1.7% over the next year. A household needs about $41,457 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,647. In the latest IRS figures, 165 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$191,239
Change in 1 year+1.4%
Overvalued %+10.1%
Show 7 more
Fair home value$173,618
Change in 5 years+29.2%
Zillow forecast, next 12 months+1.7%
Home value to income3.3×
Monthly mortgage payment (20% down)$1,036
Income needed to afford it$41,457
Property tax rate0.55%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,199

Market activity

Listings vs a year ago+36.7%
Days on market93
Listings with a price cut20.2%
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Homes for sale82
Pending sales per 100 listings21
Asking price per sq ft$197

People and jobs

Median household income$57,647
Population change (1 year)+0.7%
Unemployment rate7.7%
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Population12,749
Income adjusted for cost of living$63,910
Net moves in (IRS)+165
Cost of living (US = 100)90.2

Schools, risk and environment

School rating (1 to 10)6.9
FEMA hazard risk score (0 to 100)11.0
Unhealthy air days a year0
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Flood risk score18.6
Wildfire risk score3.5
Walkability (1 to 20)3.7
Road, rail and air noise54 dB

Questions people ask

Is Edmonson County, KY overvalued?
Home prices in Edmonson County, KY are well above what local incomes have historically supported: fair value is about $173,618, so the area is 10.1% overvalued.
Is Edmonson County, KY a buyer's or seller's market?
Edmonson County, KY is a buyer's market: homes take about 93 days to sell, listings are up 37% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Edmonson County, KY?
Home values in Edmonson County, KY are up 1.4% over the last year. Zillow's forecast for the next 12 months is +1.7%.
How much do you need to earn to buy a home in Edmonson County, KY?
A household needs about $41,457 a year to afford the typical home in Edmonson County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,647.

Nearby and similar counties

ZIP codes in Edmonson County (open on the map)

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