Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$185,139−1.5% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$40,134About 0.7× the local median income ($54,404): affordable for a typical household
Days on market73 daysAbout the same pace as a year ago
The typical home in Laurel County, KY is worth $185,139, down 1.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $165,767, so the area is 11.7% overvalued. It is a buyer's market: homes take about 73 days to sell, listings are up 21% from a year ago, 21% of listings have had a price cut. A household needs about $40,134 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,404. In the latest IRS figures, 384 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$185,139
Change in 1 year
−1.5%
Overvalued %
+11.7%
Show 6 more
Fair home value
$165,767
Change in 5 years
+26.8%
Home value to income
3.4×
Monthly mortgage payment (20% down)
$1,003
Income needed to afford it
$40,134
Property tax rate
0.57%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$943
Market activity
Listings vs a year ago
+21.4%
Days on market
73
Listings with a price cut
21.0%
Show 3 more
Homes for sale
221
Pending sales per 100 listings
19
Asking price per sq ft
$167
People and jobs
Median household income
$54,404
Population change (1 year)
+0.8%
Unemployment rate
3.5%
Show 4 more
Population
63,746
Income adjusted for cost of living
$63,780
Net moves in (IRS)
+384
Cost of living (US = 100)
85.3
Schools, risk and environment
School rating (1 to 10)
8.5
FEMA hazard risk score (0 to 100)
71.7
Flood risk score
64.9
Show 3 more
Wildfire risk score
89.5
Walkability (1 to 20)
5.6
Road, rail and air noise
55 dB
Questions people ask
Is Laurel County, KY overvalued?
Home prices in Laurel County, KY are well above what local incomes have historically supported: fair value is about $165,767, so the area is 11.7% overvalued.
Is Laurel County, KY a buyer's or seller's market?
Laurel County, KY is a buyer's market: homes take about 73 days to sell, listings are up 21% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Laurel County, KY?
Home values in Laurel County, KY are down 1.5% over the last year.
How much do you need to earn to buy a home in Laurel County, KY?
A household needs about $40,134 a year to afford the typical home in Laurel County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,404.