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Pulaski County, KY housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$180,412−1.3% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$39,110About 0.7× the local median income ($56,318): affordable for a typical household
Days on market75 daysAbout the same pace as a year ago

The typical home in Pulaski County, KY is worth $180,412, down 1.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $159,464, so the area is 13.1% overvalued. It is a buyer's market: homes take about 75 days to sell, listings are up 5% from a year ago, 21% of listings have had a price cut. A household needs about $39,110 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,318. Typical rent is $1,236 a month. In the latest IRS figures, 527 more people moved in than out.

Home value over time

$0K$50K$100K$150K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$180,412
Change in 1 year−1.3%
Overvalued %+13.1%
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Fair home value$159,464
Change in 5 years+6.8%
Home value to income3.2×
Monthly mortgage payment (20% down)$978
Income needed to afford it$39,110
Property tax rate0.63%

Rent and investing

Typical rent$1,236
Price-to-rent ratio12.2×
HUD Fair Market Rent, 2 bedrooms$924
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Gross rental yield8.22%
Cap rate (estimate)5.34%

Market activity

Listings vs a year ago+4.6%
Days on market75
Listings with a price cut20.7%
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Homes for sale362
Pending sales per 100 listings18
Asking price per sq ft$156

People and jobs

Median household income$56,318
Population change (1 year)+0.6%
Unemployment rate4.9%
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Population67,384
Income adjusted for cost of living$66,023
Net moves in (IRS)+527
Cost of living (US = 100)85.3

Schools, risk and environment

School rating (1 to 10)8.5
FEMA hazard risk score (0 to 100)79.1
Unhealthy air days a year0
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Flood risk score81.6
Wildfire risk score64.2
Walkability (1 to 20)5.7
Road, rail and air noise53 dB

Questions people ask

Is Pulaski County, KY overvalued?
Home prices in Pulaski County, KY are well above what local incomes have historically supported: fair value is about $159,464, so the area is 13.1% overvalued.
Is Pulaski County, KY a buyer's or seller's market?
Pulaski County, KY is a buyer's market: homes take about 75 days to sell, listings are up 5% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Pulaski County, KY?
Home values in Pulaski County, KY are down 1.3% over the last year.
How much do you need to earn to buy a home in Pulaski County, KY?
A household needs about $39,110 a year to afford the typical home in Pulaski County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,318.

Nearby and similar counties

ZIP codes in Pulaski County (open on the map)

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