Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$179,125−8.4% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$38,831About 0.6× the local median income ($67,019): affordable for a typical household
Days on market78 daysAbout the same pace as a year ago
The typical home in Lyon County, KY is worth $179,125, down 8.4% from a year ago. That is well below what local incomes have historically supported: fair value is about $202,446, so the area is 11.5% undervalued. It is a buyer's market: homes take about 78 days to sell, listings are up 11% from a year ago, 13% of listings have had a price cut. A household needs about $38,831 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,019. In the latest IRS figures, 145 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$179,125
Change in 1 year
−8.4%
Overvalued %
−11.5%
Show 6 more
Fair home value
$202,446
Change in 5 years
+14.1%
Home value to income
2.7×
Monthly mortgage payment (20% down)
$971
Income needed to afford it
$38,831
Property tax rate
0.63%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$909
Market activity
Listings vs a year ago
+11.3%
Days on market
78
Listings with a price cut
13.3%
Show 3 more
Homes for sale
59
Pending sales per 100 listings
10
Asking price per sq ft
$202
People and jobs
Median household income
$67,019
Population change (1 year)
+0.5%
Unemployment rate
2.9%
Show 4 more
Population
9,123
Income adjusted for cost of living
$78,569
Net moves in (IRS)
+145
Cost of living (US = 100)
85.3
Schools, risk and environment
School rating (1 to 10)
7.4
FEMA hazard risk score (0 to 100)
28.9
Flood risk score
18.2
Show 3 more
Wildfire risk score
12.8
Walkability (1 to 20)
5.8
Road, rail and air noise
56 dB
Questions people ask
Is Lyon County, KY overvalued?
Home prices in Lyon County, KY are well below what local incomes have historically supported: fair value is about $202,446, so the area is 11.5% undervalued.
Is Lyon County, KY a buyer's or seller's market?
Lyon County, KY is a buyer's market: homes take about 78 days to sell, listings are up 11% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Lyon County, KY?
Home values in Lyon County, KY are down 8.4% over the last year.
How much do you need to earn to buy a home in Lyon County, KY?
A household needs about $38,831 a year to afford the typical home in Lyon County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,019.