Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$187,830+2.8% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 27% have cut their price
Income needed to buy, per year$40,718About 0.8× the local median income ($53,078): affordable for a typical household
Days on market75 daysSlower than a year ago: buyers have time to negotiate
The typical home in Bath County, KY is worth $187,830, up 2.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $152,554, so the area is 23.1% overvalued. It is a balanced market, leaning toward buyers: homes take about 75 days to sell, listings are up 2% from a year ago, 27% of listings have had a price cut. A household needs about $40,718 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,078. In the latest IRS figures, 37 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$187,830
Change in 1 year
+2.8%
Overvalued %
+23.1%
Show 6 more
Fair home value
$152,554
Change in 5 years
+40.6%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$1,018
Income needed to afford it
$40,718
Property tax rate
0.66%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$909
Market activity
Listings vs a year ago
+2.1%
Days on market
75
Listings with a price cut
26.7%
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Homes for sale
48
Pending sales per 100 listings
25
Asking price per sq ft
$162
People and jobs
Median household income
$53,078
Population change (1 year)
+1.6%
Unemployment rate
2.5%
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Population
13,176
Income adjusted for cost of living
$62,225
Net moves in (IRS)
+37
Cost of living (US = 100)
85.3
Schools, risk and environment
School rating (1 to 10)
4.5
FEMA hazard risk score (0 to 100)
13.7
Flood risk score
29.5
Show 3 more
Wildfire risk score
26.2
Walkability (1 to 20)
3.8
Road, rail and air noise
56 dB
Questions people ask
Is Bath County, KY overvalued?
Home prices in Bath County, KY are well above what local incomes have historically supported: fair value is about $152,554, so the area is 23.1% overvalued.
Is Bath County, KY a buyer's or seller's market?
Bath County, KY is a balanced market, leaning toward buyers: homes take about 75 days to sell, listings are up 2% from a year ago, 27% of listings have had a price cut.
Are home prices going down in Bath County, KY?
Home values in Bath County, KY are up 2.8% over the last year.
How much do you need to earn to buy a home in Bath County, KY?
A household needs about $40,718 a year to afford the typical home in Bath County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,078.