Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$224,733+4.0% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$48,718About 0.8× the local median income ($58,510): affordable for a typical household
Days on market75 daysSlower than a year ago: buyers have time to negotiate
The typical home in Thomas County, GA is worth $224,733, up 4.0% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $208,493, so the area is 7.8% overvalued. It is a buyer's market: homes take about 75 days to sell, listings are up 11% from a year ago, 18% of listings have had a price cut. A household needs about $48,718 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,510. Typical rent is $1,632 a month. In the latest IRS figures, 220 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$224,733
Change in 1 year
+4.0%
Overvalued %
+7.8%
Show 6 more
Fair home value
$208,493
Change in 5 years
+28.4%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,218
Income needed to afford it
$48,718
Property tax rate
0.78%
Rent and investing
Typical rent
$1,632
Price-to-rent ratio
11.5×
HUD Fair Market Rent, 2 bedrooms
$1,233
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Gross rental yield
8.72%
Cap rate (estimate)
5.67%
Market activity
Listings vs a year ago
+11.3%
Days on market
75
Listings with a price cut
18.5%
Show 3 more
Homes for sale
227
Pending sales per 100 listings
16
Asking price per sq ft
$186
People and jobs
Median household income
$58,510
Population change (1 year)
+0.3%
Unemployment rate
5.6%
Show 4 more
Population
46,368
Income adjusted for cost of living
$67,253
Net moves in (IRS)
+220
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
5.5
FEMA hazard risk score (0 to 100)
66.0
Flood risk score
57.3
Show 3 more
Wildfire risk score
71.2
Walkability (1 to 20)
5.7
Road, rail and air noise
53 dB
Questions people ask
Is Thomas County, GA overvalued?
Home prices in Thomas County, GA are slightly above what local incomes have historically supported: fair value is about $208,493, so the area is 7.8% overvalued.
Is Thomas County, GA a buyer's or seller's market?
Thomas County, GA is a buyer's market: homes take about 75 days to sell, listings are up 11% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Thomas County, GA?
Home values in Thomas County, GA are up 4.0% over the last year.
How much do you need to earn to buy a home in Thomas County, GA?
A household needs about $48,718 a year to afford the typical home in Thomas County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,510.