Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$221,632+3.0% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$48,045About 0.8× the local median income ($61,928): affordable for a typical household
Days on market61 daysSlower than a year ago: buyers have time to negotiate
The typical home in Polk County, GA is worth $221,632, up 3.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $167,819, so the area is 32.1% overvalued. It is a balanced market, leaning toward buyers: homes take about 61 days to sell, listings are up 7% from a year ago, 18% of listings have had a price cut. A household needs about $48,045 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,928. Typical rent is $1,310 a month. In the latest IRS figures, 268 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$221,632
Change in 1 year
+3.0%
Overvalued %
+32.1%
Show 6 more
Fair home value
$167,819
Change in 5 years
+33.5%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,201
Income needed to afford it
$48,045
Property tax rate
0.75%
Rent and investing
Typical rent
$1,310
Price-to-rent ratio
14.1×
HUD Fair Market Rent, 2 bedrooms
$1,017
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Gross rental yield
7.09%
Cap rate (estimate)
4.61%
Market activity
Listings vs a year ago
+7.2%
Days on market
61
Listings with a price cut
18.3%
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Homes for sale
164
Pending sales per 100 listings
23
Asking price per sq ft
$162
People and jobs
Median household income
$61,928
Population change (1 year)
+1.6%
Unemployment rate
5.9%
Show 4 more
Population
45,514
Income adjusted for cost of living
$71,182
Net moves in (IRS)
+268
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
4.1
FEMA hazard risk score (0 to 100)
64.1
Flood risk score
66.0
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Wildfire risk score
71.5
Walkability (1 to 20)
5.6
Road, rail and air noise
52 dB
Questions people ask
Is Polk County, GA overvalued?
Home prices in Polk County, GA are well above what local incomes have historically supported: fair value is about $167,819, so the area is 32.1% overvalued.
Is Polk County, GA a buyer's or seller's market?
Polk County, GA is a balanced market, leaning toward buyers: homes take about 61 days to sell, listings are up 7% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Polk County, GA?
Home values in Polk County, GA are up 3.0% over the last year.
How much do you need to earn to buy a home in Polk County, GA?
A household needs about $48,045 a year to afford the typical home in Polk County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,928.