Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$231,908+1.0% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$50,273About 0.9× the local median income ($54,896): affordable for a typical household
Days on market77 daysAbout the same pace as a year ago
The typical home in Baldwin County, GA is worth $231,908, up 1.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $208,130, so the area is 11.4% overvalued. It is a balanced market, leaning toward buyers: homes take about 77 days to sell, listings are up 36% from a year ago, 16% of listings have had a price cut. A household needs about $50,273 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,896. Typical rent is $1,458 a month. In the latest IRS figures, 103 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$231,908
Change in 1 year
+1.0%
Overvalued %
+11.4%
Show 6 more
Fair home value
$208,130
Change in 5 years
+21.7%
Home value to income
4.2×
Monthly mortgage payment (20% down)
$1,257
Income needed to afford it
$50,273
Property tax rate
0.70%
Rent and investing
Typical rent
$1,458
Price-to-rent ratio
13.3×
HUD Fair Market Rent, 2 bedrooms
$1,104
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Gross rental yield
7.55%
Cap rate (estimate)
4.91%
Market activity
Listings vs a year ago
+35.8%
Days on market
77
Listings with a price cut
16.1%
Show 3 more
Homes for sale
224
Pending sales per 100 listings
29
Asking price per sq ft
$174
People and jobs
Median household income
$54,896
Population change (1 year)
+0.4%
Unemployment rate
6.2%
Show 4 more
Population
44,029
Income adjusted for cost of living
$63,099
Net moves in (IRS)
+103
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
3.2
FEMA hazard risk score (0 to 100)
50.0
Flood risk score
63.2
Show 3 more
Wildfire risk score
66.9
Walkability (1 to 20)
5.8
Road, rail and air noise
54 dB
Questions people ask
Is Baldwin County, GA overvalued?
Home prices in Baldwin County, GA are well above what local incomes have historically supported: fair value is about $208,130, so the area is 11.4% overvalued.
Is Baldwin County, GA a buyer's or seller's market?
Baldwin County, GA is a balanced market, leaning toward buyers: homes take about 77 days to sell, listings are up 36% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Baldwin County, GA?
Home values in Baldwin County, GA are up 1.0% over the last year.
How much do you need to earn to buy a home in Baldwin County, GA?
A household needs about $50,273 a year to afford the typical home in Baldwin County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,896.