Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$232,904+1.5% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 26% have cut their price
Income needed to buy, per year$50,489About 0.8× the local median income ($64,134): affordable for a typical household
Days on market61 daysFaster than a year ago: sellers have the edge
Next 12 months+1.8%Zillow expects prices to rise slightly
The typical home in Floyd County, GA is worth $232,904, up 1.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $189,690, so the area is 22.8% overvalued. It is a buyer's market: homes take about 61 days to sell, listings are up 1% from a year ago, 26% of listings have had a price cut. Zillow expects prices to rise about 1.8% over the next year. A household needs about $50,489 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,134. Typical rent is $1,267 a month, or $1,529 for a house. In the latest IRS figures, 328 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$232,904
Change in 1 year
+1.5%
Overvalued %
+22.8%
Show 7 more
Fair home value
$189,690
Change in 5 years
+27.2%
Zillow forecast, next 12 months
+1.8%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,262
Income needed to afford it
$50,489
Property tax rate
0.85%
Rent and investing
Typical rent
$1,267
Typical rent for houses
$1,529
Price-to-rent ratio
15.3×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,204
Gross rental yield
6.53%
Cap rate (estimate)
4.24%
Market activity
Listings vs a year ago
+1.3%
Days on market
61
Listings with a price cut
25.5%
Show 3 more
Homes for sale
465
Pending sales per 100 listings
21
Asking price per sq ft
$168
People and jobs
Median household income
$64,134
Population change (1 year)
+0.2%
Unemployment rate
4.2%
Show 4 more
Population
101,378
Income adjusted for cost of living
$71,102
Net moves in (IRS)
+328
Cost of living (US = 100)
90.2
Schools, risk and environment
School rating (1 to 10)
6.3
FEMA hazard risk score (0 to 100)
82.0
Unhealthy air days a year
0
Show 4 more
Flood risk score
82.4
Wildfire risk score
74.4
Walkability (1 to 20)
5.9
Road, rail and air noise
52 dB
Questions people ask
Is Floyd County, GA overvalued?
Home prices in Floyd County, GA are well above what local incomes have historically supported: fair value is about $189,690, so the area is 22.8% overvalued.
Is Floyd County, GA a buyer's or seller's market?
Floyd County, GA is a buyer's market: homes take about 61 days to sell, listings are up 1% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Floyd County, GA?
Home values in Floyd County, GA are up 1.5% over the last year. Zillow's forecast for the next 12 months is +1.8%.
How much do you need to earn to buy a home in Floyd County, GA?
A household needs about $50,489 a year to afford the typical home in Floyd County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,134.