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Clayton County, GA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$228,970−3.7% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$49,636About 0.8× the local median income ($59,825): affordable for a typical household
Days on market63 daysAbout the same pace as a year ago
Next 12 months−1.0%Zillow expects prices to dip slightly

The typical home in Clayton County, GA is worth $228,970, down 3.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $176,729, so the area is 29.6% overvalued. It is a buyer's market: homes take about 63 days to sell, listings are up 4% from a year ago, 21% of listings have had a price cut. Zillow expects prices to fall about 1.0% over the next year. A household needs about $49,636 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,825. Typical rent is $1,620 a month, or $2,000 for a house. In the latest IRS figures, 2,373 more people moved out than in.

Home value over time

$0K$50K$100K$150K$200K$250K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$228,970
Change in 1 year−3.7%
Overvalued %+29.6%
Show 7 more
Fair home value$176,729
Change in 5 years+14.2%
Zillow forecast, next 12 months−1.0%
Home value to income3.8×
Monthly mortgage payment (20% down)$1,241
Income needed to afford it$49,636
Property tax rate0.87%

Rent and investing

Typical rent$1,620
Typical rent for houses$2,000
Price-to-rent ratio11.8×
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HUD Fair Market Rent, 2 bedrooms$1,762
Gross rental yield8.49%
Cap rate (estimate)5.52%

Market activity

Listings vs a year ago+4.5%
Days on market63
Listings with a price cut20.6%
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Homes for sale955
Pending sales per 100 listings28
Asking price per sq ft$145

People and jobs

Median household income$59,825
Population change (1 year)+0.1%
Unemployment rate7.2%
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Population297,471
Income adjusted for cost of living$59,765
Net moves in (IRS)−2,373
Cost of living (US = 100)100.1

Schools, risk and environment

School rating (1 to 10)2.8
FEMA hazard risk score (0 to 100)86.7
Unhealthy air days a year0
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Flood risk score87.8
Wildfire risk score34.4
Walkability (1 to 20)8.7
Road, rail and air noise53 dB

Questions people ask

Is Clayton County, GA overvalued?
Home prices in Clayton County, GA are well above what local incomes have historically supported: fair value is about $176,729, so the area is 29.6% overvalued.
Is Clayton County, GA a buyer's or seller's market?
Clayton County, GA is a buyer's market: homes take about 63 days to sell, listings are up 4% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Clayton County, GA?
Home values in Clayton County, GA are down 3.7% over the last year. Zillow's forecast for the next 12 months is −1.0%.
How much do you need to earn to buy a home in Clayton County, GA?
A household needs about $49,636 a year to afford the typical home in Clayton County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,825.

Nearby and similar counties

ZIP codes in Clayton County (open on the map)

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