Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$234,932+2.1% YoY · prices are rising
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 19% have cut their price
Income needed to buy, per year$50,928About 0.8× the local median income ($61,476): affordable for a typical household
Days on market77 daysSlower than a year ago: buyers have time to negotiate
The typical home in Troup County, GA is worth $234,932, up 2.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $194,801, so the area is 20.6% overvalued. It is a balanced market, leaning toward sellers: homes take about 77 days to sell, listings are down 6% from a year ago, 19% of listings have had a price cut. A household needs about $50,928 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,476. Typical rent is $1,359 a month. In the latest IRS figures, 334 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$234,932
Change in 1 year
+2.1%
Overvalued %
+20.6%
Show 6 more
Fair home value
$194,801
Change in 5 years
+39.7%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,273
Income needed to afford it
$50,928
Property tax rate
0.93%
Rent and investing
Typical rent
$1,359
Price-to-rent ratio
14.4×
HUD Fair Market Rent, 2 bedrooms
$1,194
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Gross rental yield
6.94%
Cap rate (estimate)
4.51%
Market activity
Listings vs a year ago
−6.1%
Days on market
77
Listings with a price cut
18.6%
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Homes for sale
292
Pending sales per 100 listings
28
Asking price per sq ft
$158
People and jobs
Median household income
$61,476
Population change (1 year)
+0.9%
Unemployment rate
5.3%
Show 4 more
Population
72,844
Income adjusted for cost of living
$70,662
Net moves in (IRS)
+334
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
5.1
FEMA hazard risk score (0 to 100)
59.9
Flood risk score
67.7
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Wildfire risk score
58.9
Walkability (1 to 20)
6.2
Road, rail and air noise
52 dB
Questions people ask
Is Troup County, GA overvalued?
Home prices in Troup County, GA are well above what local incomes have historically supported: fair value is about $194,801, so the area is 20.6% overvalued.
Is Troup County, GA a buyer's or seller's market?
Troup County, GA is a balanced market, leaning toward sellers: homes take about 77 days to sell, listings are down 6% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Troup County, GA?
Home values in Troup County, GA are up 2.1% over the last year.
How much do you need to earn to buy a home in Troup County, GA?
A household needs about $50,928 a year to afford the typical home in Troup County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,476.