Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$323,410−0.3% YoY · prices are flat
Market right nowBalanced marketFewer homes for sale than last year, 12% have cut their price
Income needed to buy, per year$70,109About 1.0× the local median income ($69,104): a stretch for a typical household
Days on market105 daysSlower than a year ago: buyers have time to negotiate
The typical home in Sierra County, CA is worth $323,410, about the same as a year ago. That is well above what local incomes have historically supported: fair value is about $284,762, so the area is 13.6% overvalued. It is a balanced market: homes take about 105 days to sell, listings are down 26% from a year ago, 12% of listings have had a price cut. A household needs about $70,109 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,104. In the latest IRS figures, 16 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$323,410
Change in 1 year
−0.3%
Overvalued %
+13.6%
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Fair home value
$284,762
Change in 5 years
+9.2%
Home value to income
4.7×
Monthly mortgage payment (20% down)
$1,753
Income needed to afford it
$70,109
Property tax rate
0.69%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,526
Market activity
Listings vs a year ago
−25.7%
Days on market
105
Listings with a price cut
11.8%
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Homes for sale
26
Pending sales per 100 listings
27
Asking price per sq ft
$275
People and jobs
Median household income
$69,104
Population change (1 year)
−0.7%
Unemployment rate
12.6%
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Population
3,098
Income adjusted for cost of living
$69,104
Net moves in (IRS)
−16
Cost of living (US = 100)
100.0
Schools, risk and environment
School rating (1 to 10)
4.9
FEMA hazard risk score (0 to 100)
31.5
Flood risk score
37.7
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Wildfire risk score
95.6
Walkability (1 to 20)
5.1
Road, rail and air noise
53 dB
Questions people ask
Is Sierra County, CA overvalued?
Home prices in Sierra County, CA are well above what local incomes have historically supported: fair value is about $284,762, so the area is 13.6% overvalued.
Is Sierra County, CA a buyer's or seller's market?
Sierra County, CA is a balanced market: homes take about 105 days to sell, listings are down 26% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Sierra County, CA?
Home values in Sierra County, CA are down 0.3% over the last year.
How much do you need to earn to buy a home in Sierra County, CA?
A household needs about $70,109 a year to afford the typical home in Sierra County, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,104.