Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$301,548−1.1% YoY · prices are falling
Market right nowBuyer's marketFewer homes for sale than last year, 21% have cut their price
Income needed to buy, per year$65,369About 1.2× the local median income ($55,489): a stretch for a typical household
Days on market96 daysAbout the same pace as a year ago
The typical home in Lake County, CA is worth $301,548, down 1.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $267,198, so the area is 12.9% overvalued. It is a buyer's market: homes take about 96 days to sell, listings are down 13% from a year ago, 21% of listings have had a price cut. A household needs about $65,369 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,489. Typical rent is $1,736 a month. In the latest IRS figures, 52 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$301,548
Change in 1 year
−1.1%
Overvalued %
+12.9%
Show 6 more
Fair home value
$267,198
Change in 5 years
−7.5%
Home value to income
5.4×
Monthly mortgage payment (20% down)
$1,634
Income needed to afford it
$65,369
Property tax rate
0.73%
Rent and investing
Typical rent
$1,736
Price-to-rent ratio
14.5×
HUD Fair Market Rent, 2 bedrooms
$1,616
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Gross rental yield
6.91%
Cap rate (estimate)
4.49%
Market activity
Listings vs a year ago
−12.6%
Days on market
96
Listings with a price cut
21.1%
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Homes for sale
470
Pending sales per 100 listings
15
Asking price per sq ft
$236
People and jobs
Median household income
$55,489
Population change (1 year)
−0.2%
Unemployment rate
11.1%
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Population
67,772
Income adjusted for cost of living
$55,489
Net moves in (IRS)
+52
Cost of living (US = 100)
100.0
Schools, risk and environment
School rating (1 to 10)
2.5
FEMA hazard risk score (0 to 100)
93.0
Unhealthy air days a year
0
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Flood risk score
94.1
Wildfire risk score
99.1
Walkability (1 to 20)
9.6
Road, rail and air noise
56 dB
Questions people ask
Is Lake County, CA overvalued?
Home prices in Lake County, CA are well above what local incomes have historically supported: fair value is about $267,198, so the area is 12.9% overvalued.
Is Lake County, CA a buyer's or seller's market?
Lake County, CA is a buyer's market: homes take about 96 days to sell, listings are down 13% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Lake County, CA?
Home values in Lake County, CA are down 1.1% over the last year.
How much do you need to earn to buy a home in Lake County, CA?
A household needs about $65,369 a year to afford the typical home in Lake County, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,489.