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San Benito County, CA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$763,020+0.1% YoY · prices are flat
Market right nowBalanced marketFewer homes for sale than last year, 27% have cut their price
Income needed to buy, per year$165,407About 1.5× the local median income ($109,002): hard to afford
Days on market54 daysFaster than a year ago: sellers have the edge
Next 12 months+1.9%Zillow expects prices to rise slightly

The typical home in San Benito County, CA is worth $763,020, about the same as a year ago. That is slightly below what local incomes have historically supported: fair value is about $797,868, so the area is 4.4% undervalued. It is a balanced market: homes take about 54 days to sell, listings are down 5% from a year ago, 27% of listings have had a price cut. Zillow expects prices to rise about 1.9% over the next year. A household needs about $165,407 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $109,002. Typical rent is $2,859 a month, or $3,589 for a house. In the latest IRS figures, 208 more people moved in than out.

Home value over time

$0K$100K$200K$300K$400K$500K$600K$700K$800K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$763,020
Change in 1 year+0.1%
Overvalued %−4.4%
Show 7 more
Fair home value$797,868
Change in 5 years−1.0%
Zillow forecast, next 12 months+1.9%
Home value to income7.0×
Monthly mortgage payment (20% down)$4,135
Income needed to afford it$165,407
Property tax rate0.81%

Rent and investing

Typical rent$2,859
Typical rent for houses$3,589
Price-to-rent ratio22.2×
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HUD Fair Market Rent, 2 bedrooms$3,004
Gross rental yield4.50%
Cap rate (estimate)2.92%

Market activity

Listings vs a year ago−5.3%
Days on market54
Listings with a price cut26.7%
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Homes for sale124
Pending sales per 100 listings27
Asking price per sq ft$417

People and jobs

Median household income$109,002
Population change (1 year)+1.4%
Unemployment rate5.4%
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Population70,082
Income adjusted for cost of living$98,734
Net moves in (IRS)+208
Cost of living (US = 100)110.4

Schools, risk and environment

School rating (1 to 10)4.7
FEMA hazard risk score (0 to 100)85.2
Unhealthy air days a year0
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Flood risk score69.4
Wildfire risk score95.4
Walkability (1 to 20)10.8
Road, rail and air noise55 dB

Questions people ask

Is San Benito County, CA overvalued?
Home prices in San Benito County, CA are slightly below what local incomes have historically supported: fair value is about $797,868, so the area is 4.4% undervalued.
Is San Benito County, CA a buyer's or seller's market?
San Benito County, CA is a balanced market: homes take about 54 days to sell, listings are down 5% from a year ago, 27% of listings have had a price cut.
Are home prices going down in San Benito County, CA?
Home values in San Benito County, CA are up 0.1% over the last year. Zillow's forecast for the next 12 months is +1.9%.
How much do you need to earn to buy a home in San Benito County, CA?
A household needs about $165,407 a year to afford the typical home in San Benito County, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $109,002.

Nearby and similar counties

ZIP codes in San Benito County (open on the map)

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