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Contra Costa County, CA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$768,394−0.5% YoY · prices are flat
Market right nowBalanced, leaning buyersMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$166,572About 1.3× the local median income ($126,787): a stretch for a typical household
Days on market42 daysAbout the same pace as a year ago
Next 12 months+1.9%Zillow expects prices to rise slightly

The typical home in Contra Costa County, CA is worth $768,394, down 0.5% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $796,931, so the area is 3.6% undervalued. It is a balanced market, leaning toward buyers: homes take about 42 days to sell, listings are up 0% from a year ago, 19% of listings have had a price cut. Zillow expects prices to rise about 1.9% over the next year. A household needs about $166,572 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $126,787. Typical rent is $2,902 a month, or $3,556 for a house. In the latest IRS figures, 5,302 more people moved out than in.

Home value over time

$0K$100K$200K$300K$400K$500K$600K$700K$800K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$768,394
Change in 1 year−0.5%
Overvalued %−3.6%
Show 7 more
Fair home value$796,931
Change in 5 years−3.0%
Zillow forecast, next 12 months+1.9%
Home value to income6.1×
Monthly mortgage payment (20% down)$4,164
Income needed to afford it$166,572
Property tax rate0.83%

Rent and investing

Typical rent$2,902
Typical rent for houses$3,556
Price-to-rent ratio22.1×
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HUD Fair Market Rent, 2 bedrooms$2,805
Gross rental yield4.53%
Cap rate (estimate)2.95%

Market activity

Listings vs a year ago+0.4%
Days on market42
Listings with a price cut18.7%
Show 3 more
Homes for sale1,991
Pending sales per 100 listings37
Asking price per sq ft$472

People and jobs

Median household income$126,787
Population change (1 year)+0.0%
Unemployment rate6.5%
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Population1,170,070
Income adjusted for cost of living$109,677
Net moves in (IRS)−5,302
Cost of living (US = 100)115.6

Schools, risk and environment

School rating (1 to 10)6.1
FEMA hazard risk score (0 to 100)99.5
Unhealthy air days a year0
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Flood risk score99.5
Wildfire risk score97.6
Walkability (1 to 20)11.1
Road, rail and air noise54 dB

Questions people ask

Is Contra Costa County, CA overvalued?
Home prices in Contra Costa County, CA are slightly below what local incomes have historically supported: fair value is about $796,931, so the area is 3.6% undervalued.
Is Contra Costa County, CA a buyer's or seller's market?
Contra Costa County, CA is a balanced market, leaning toward buyers: homes take about 42 days to sell, listings are up 0% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Contra Costa County, CA?
Home values in Contra Costa County, CA are down 0.5% over the last year. Zillow's forecast for the next 12 months is +1.9%.
How much do you need to earn to buy a home in Contra Costa County, CA?
A household needs about $166,572 a year to afford the typical home in Contra Costa County, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $126,787.

Nearby and similar counties

ZIP codes in Contra Costa County (open on the map)

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