Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$521,128−0.5% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$112,970About 1.2× the local median income ($93,331): a stretch for a typical household
Days on market45 daysFaster than a year ago: sellers have the edge
Next 12 months−0.8%Zillow expects prices to dip slightly
The typical home in Sacramento County, CA is worth $521,128, down 0.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $519,199, so the area is 0.4% overvalued. It is a buyer's market: homes take about 45 days to sell, listings are up 9% from a year ago, 23% of listings have had a price cut. Zillow expects prices to fall about 0.8% over the next year. A household needs about $112,970 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $93,331. Typical rent is $2,170 a month, or $2,686 for a house. In the latest IRS figures, 5,778 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$521,128
Change in 1 year
−0.5%
Overvalued %
+0.4%
Show 7 more
Fair home value
$519,199
Change in 5 years
+3.0%
Zillow forecast, next 12 months
−0.8%
Home value to income
5.6×
Monthly mortgage payment (20% down)
$2,824
Income needed to afford it
$112,970
Property tax rate
0.73%
Rent and investing
Typical rent
$2,170
Typical rent for houses
$2,686
Price-to-rent ratio
20.0×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$2,201
Gross rental yield
5.00%
Cap rate (estimate)
3.25%
Market activity
Listings vs a year ago
+9.3%
Days on market
45
Listings with a price cut
23.1%
Show 3 more
Homes for sale
2,649
Pending sales per 100 listings
40
Asking price per sq ft
$325
People and jobs
Median household income
$93,331
Population change (1 year)
+0.5%
Unemployment rate
6.7%
Show 4 more
Population
1,618,460
Income adjusted for cost of living
$87,470
Net moves in (IRS)
−5,778
Cost of living (US = 100)
106.7
Schools, risk and environment
School rating (1 to 10)
5.5
FEMA hazard risk score (0 to 100)
98.1
Unhealthy air days a year
5
Show 4 more
Flood risk score
99.0
Wildfire risk score
95.9
Walkability (1 to 20)
12.3
Road, rail and air noise
53 dB
Questions people ask
Is Sacramento County, CA overvalued?
Home prices in Sacramento County, CA are slightly above what local incomes have historically supported: fair value is about $519,199, so the area is 0.4% overvalued.
Is Sacramento County, CA a buyer's or seller's market?
Sacramento County, CA is a buyer's market: homes take about 45 days to sell, listings are up 9% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Sacramento County, CA?
Home values in Sacramento County, CA are down 0.5% over the last year. Zillow's forecast for the next 12 months is −0.8%.
How much do you need to earn to buy a home in Sacramento County, CA?
A household needs about $112,970 a year to afford the typical home in Sacramento County, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $93,331.