Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$572,8130.0% YoY · prices are flat
Market right nowBalanced, leaning buyersMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$124,174About 1.3× the local median income ($97,858): a stretch for a typical household
Days on market52 daysFaster than a year ago: sellers have the edge
Next 12 months−0.8%Zillow expects prices to dip slightly
The typical home in Sacramento-Roseville-Folsom, CA is worth $572,813, about the same as a year ago. That is slightly below what local incomes have historically supported: fair value is about $573,562, so the area is 0.1% undervalued. It is a balanced market, leaning toward buyers: homes take about 52 days to sell, listings are up 6% from a year ago, 23% of listings have had a price cut. Zillow expects prices to fall about 0.8% over the next year. A household needs about $124,174 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $97,858. Typical rent is $2,269 a month, or $2,809 for a house. In the latest IRS figures, 1,717 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$572,813
Change in 1 year
0.0%
Overvalued %
−0.1%
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Fair home value
$573,562
Change in 5 years
+3.7%
Zillow forecast, next 12 months
−0.8%
Home value to income
5.9×
Monthly mortgage payment (20% down)
$3,104
Income needed to afford it
$124,174
Property tax rate
0.75%
Rent and investing
Typical rent
$2,269
Typical rent for houses
$2,809
Price-to-rent ratio
21.0×
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HUD Fair Market Rent, 2 bedrooms
$2,195
Gross rental yield
4.75%
Cap rate (estimate)
3.09%
Market activity
Listings vs a year ago
+5.7%
Days on market
52
Listings with a price cut
22.7%
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Homes for sale
5,314
Pending sales per 100 listings
35
Asking price per sq ft
$338
People and jobs
Median household income
$97,858
Population change (1 year)
+0.7%
Unemployment rate
6.2%
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Population
2,477,274
Income adjusted for cost of living
$91,713
Net moves in (IRS)
−1,717
Cost of living (US = 100)
106.7
Schools, risk and environment
School rating (1 to 10)
6.2
FEMA hazard risk score (0 to 100)
96.1
Unhealthy air days a year
4
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Flood risk score
97.0
Wildfire risk score
95.9
Walkability (1 to 20)
11.7
Road, rail and air noise
53 dB
Questions people ask
Is Sacramento-Roseville-Folsom, CA overvalued?
Home prices in Sacramento-Roseville-Folsom, CA are slightly below what local incomes have historically supported: fair value is about $573,562, so the area is 0.1% undervalued.
Is Sacramento-Roseville-Folsom, CA a buyer's or seller's market?
Sacramento-Roseville-Folsom, CA is a balanced market, leaning toward buyers: homes take about 52 days to sell, listings are up 6% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Sacramento-Roseville-Folsom, CA?
Home values in Sacramento-Roseville-Folsom, CA are up 0.0% over the last year. Zillow's forecast for the next 12 months is −0.8%.
How much do you need to earn to buy a home in Sacramento-Roseville-Folsom, CA?
A household needs about $124,174 a year to afford the typical home in Sacramento-Roseville-Folsom, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $97,858.