Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$271,087+3.3% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$58,766About 1.0× the local median income ($59,646): affordable for a typical household
Days on market101 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.7%Zillow expects prices to rise slightly
The typical home in Madison County, AR is worth $271,087, up 3.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $242,418, so the area is 11.8% overvalued. It is a buyer's market: homes take about 101 days to sell, listings are up 41% from a year ago, 17% of listings have had a price cut. Zillow expects prices to rise about 1.7% over the next year. A household needs about $58,766 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,646. In the latest IRS figures, 320 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$271,087
Change in 1 year
+3.3%
Overvalued %
+11.8%
Show 7 more
Fair home value
$242,418
Change in 5 years
+24.8%
Zillow forecast, next 12 months
+1.7%
Home value to income
4.5×
Monthly mortgage payment (20% down)
$1,469
Income needed to afford it
$58,766
Property tax rate
0.41%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,256
Market activity
Listings vs a year ago
+41.3%
Days on market
101
Listings with a price cut
16.6%
Show 3 more
Homes for sale
106
Pending sales per 100 listings
21
Asking price per sq ft
$206
People and jobs
Median household income
$59,646
Population change (1 year)
+1.9%
Unemployment rate
5.3%
Show 4 more
Population
18,410
Income adjusted for cost of living
$65,258
Net moves in (IRS)
+320
Cost of living (US = 100)
91.4
Schools, risk and environment
School rating (1 to 10)
5.3
FEMA hazard risk score (0 to 100)
45.1
Flood risk score
53.9
Show 3 more
Wildfire risk score
71.2
Walkability (1 to 20)
4.3
Road, rail and air noise
54 dB
Questions people ask
Is Madison County, AR overvalued?
Home prices in Madison County, AR are well above what local incomes have historically supported: fair value is about $242,418, so the area is 11.8% overvalued.
Is Madison County, AR a buyer's or seller's market?
Madison County, AR is a buyer's market: homes take about 101 days to sell, listings are up 41% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Madison County, AR?
Home values in Madison County, AR are up 3.3% over the last year. Zillow's forecast for the next 12 months is +1.7%.
How much do you need to earn to buy a home in Madison County, AR?
A household needs about $58,766 a year to afford the typical home in Madison County, AR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,646.