Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$177,293−0.7% YoY · prices are falling
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 16% have cut their price
Income needed to buy, per year$38,433About 0.7× the local median income ($55,578): affordable for a typical household
Days on market74 daysSlower than a year ago: buyers have time to negotiate
The typical home in Talladega County, AL is worth $177,293, down 0.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $168,758, so the area is 5.1% overvalued. It is a balanced market, leaning toward sellers: homes take about 74 days to sell, listings are down 3% from a year ago, 16% of listings have had a price cut. A household needs about $38,433 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,578. Typical rent is $1,147 a month. In the latest IRS figures, 400 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$177,293
Change in 1 year
−0.7%
Overvalued %
+5.1%
Show 6 more
Fair home value
$168,758
Change in 5 years
+12.5%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$961
Income needed to afford it
$38,433
Property tax rate
0.36%
Rent and investing
Typical rent
$1,147
Price-to-rent ratio
12.9×
HUD Fair Market Rent, 2 bedrooms
$977
Show 2 more
Gross rental yield
7.76%
Cap rate (estimate)
5.05%
Market activity
Listings vs a year ago
−2.6%
Days on market
74
Listings with a price cut
16.0%
Show 3 more
Homes for sale
259
Pending sales per 100 listings
47
Asking price per sq ft
$136
People and jobs
Median household income
$55,578
Population change (1 year)
+0.1%
Unemployment rate
6.8%
Show 4 more
Population
81,603
Income adjusted for cost of living
$66,800
Net moves in (IRS)
+400
Cost of living (US = 100)
83.2
Schools, risk and environment
School rating (1 to 10)
5.4
FEMA hazard risk score (0 to 100)
84.7
Unhealthy air days a year
0
Show 4 more
Flood risk score
87.2
Wildfire risk score
79.1
Walkability (1 to 20)
5.3
Road, rail and air noise
53 dB
Questions people ask
Is Talladega County, AL overvalued?
Home prices in Talladega County, AL are slightly above what local incomes have historically supported: fair value is about $168,758, so the area is 5.1% overvalued.
Is Talladega County, AL a buyer's or seller's market?
Talladega County, AL is a balanced market, leaning toward sellers: homes take about 74 days to sell, listings are down 3% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Talladega County, AL?
Home values in Talladega County, AL are down 0.7% over the last year.
How much do you need to earn to buy a home in Talladega County, AL?
A household needs about $38,433 a year to afford the typical home in Talladega County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,578.