Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$177,245−2.2% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$38,423About 0.5× the local median income ($71,584): affordable for a typical household
Days on market67 daysAbout the same pace as a year ago
The typical home in Coffee County, AL is worth $177,245, down 2.2% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $194,447, so the area is 8.8% undervalued. It is a buyer's market: homes take about 67 days to sell, listings are up 33% from a year ago, 20% of listings have had a price cut. A household needs about $38,423 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,584. Typical rent is $1,421 a month. In the latest IRS figures, 423 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$177,245
Change in 1 year
−2.2%
Overvalued %
−8.8%
Show 6 more
Fair home value
$194,447
Change in 5 years
+16.0%
Home value to income
2.5×
Monthly mortgage payment (20% down)
$961
Income needed to afford it
$38,423
Property tax rate
0.36%
Rent and investing
Typical rent
$1,421
Price-to-rent ratio
10.4×
HUD Fair Market Rent, 2 bedrooms
$1,098
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Gross rental yield
9.62%
Cap rate (estimate)
6.25%
Market activity
Listings vs a year ago
+32.8%
Days on market
67
Listings with a price cut
20.4%
Show 3 more
Homes for sale
312
Pending sales per 100 listings
14
Asking price per sq ft
$157
People and jobs
Median household income
$71,584
Population change (1 year)
+0.8%
Unemployment rate
5.1%
Show 4 more
Population
56,953
Income adjusted for cost of living
$86,038
Net moves in (IRS)
+423
Cost of living (US = 100)
83.2
Schools, risk and environment
School rating (1 to 10)
7.5
FEMA hazard risk score (0 to 100)
83.4
Flood risk score
84.4
Show 3 more
Wildfire risk score
56.5
Walkability (1 to 20)
6.0
Road, rail and air noise
54 dB
Questions people ask
Is Coffee County, AL overvalued?
Home prices in Coffee County, AL are slightly below what local incomes have historically supported: fair value is about $194,447, so the area is 8.8% undervalued.
Is Coffee County, AL a buyer's or seller's market?
Coffee County, AL is a buyer's market: homes take about 67 days to sell, listings are up 33% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Coffee County, AL?
Home values in Coffee County, AL are down 2.2% over the last year.
How much do you need to earn to buy a home in Coffee County, AL?
A household needs about $38,423 a year to afford the typical home in Coffee County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $71,584.