Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$189,054−0.5% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$40,983About 0.7× the local median income ($56,900): affordable for a typical household
Days on market80 daysFaster than a year ago: sellers have the edge
The typical home in Jackson County, AL is worth $189,054, down 0.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $181,548, so the area is 4.1% overvalued. It is a buyer's market: homes take about 80 days to sell, listings are up 15% from a year ago, 20% of listings have had a price cut. A household needs about $40,983 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,900. In the latest IRS figures, 616 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$189,054
Change in 1 year
−0.5%
Overvalued %
+4.1%
Show 6 more
Fair home value
$181,548
Change in 5 years
+19.7%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$1,025
Income needed to afford it
$40,983
Property tax rate
0.30%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$921
Market activity
Listings vs a year ago
+15.2%
Days on market
80
Listings with a price cut
19.5%
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Homes for sale
182
Pending sales per 100 listings
21
Asking price per sq ft
$155
People and jobs
Median household income
$56,900
Population change (1 year)
+0.6%
Unemployment rate
4.5%
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Population
54,281
Income adjusted for cost of living
$68,389
Net moves in (IRS)
+616
Cost of living (US = 100)
83.2
Schools, risk and environment
School rating (1 to 10)
6.5
FEMA hazard risk score (0 to 100)
79.0
Flood risk score
78.7
Show 3 more
Wildfire risk score
61.2
Walkability (1 to 20)
4.7
Road, rail and air noise
54 dB
Questions people ask
Is Jackson County, AL overvalued?
Home prices in Jackson County, AL are slightly above what local incomes have historically supported: fair value is about $181,548, so the area is 4.1% overvalued.
Is Jackson County, AL a buyer's or seller's market?
Jackson County, AL is a buyer's market: homes take about 80 days to sell, listings are up 15% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Jackson County, AL?
Home values in Jackson County, AL are down 0.5% over the last year.
How much do you need to earn to buy a home in Jackson County, AL?
A household needs about $40,983 a year to afford the typical home in Jackson County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,900.