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Coosa County, AL housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$180,253+5.2% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$39,075About 0.7× the local median income ($53,054): affordable for a typical household
Days on market91 daysSlower than a year ago: buyers have time to negotiate

The typical home in Coosa County, AL is worth $180,253, up 5.2% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $189,994, so the area is 5.1% undervalued. It is a balanced market: homes take about 91 days to sell, listings are up 33% from a year ago, 16% of listings have had a price cut. A household needs about $39,075 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,054. In the latest IRS figures, 103 more people moved in than out.

Home value over time

$0K$50K$100K$150K20202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$180,253
Change in 1 year+5.2%
Overvalued %−5.1%
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Fair home value$189,994
Change in 5 years+4.2%
Home value to income3.4×
Monthly mortgage payment (20% down)$977
Income needed to afford it$39,075
Property tax rate0.27%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$921

Market activity

Listings vs a year ago+33.3%
Days on market91
Listings with a price cut16.0%
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Homes for sale36
Pending sales per 100 listings28
Asking price per sq ft$138

People and jobs

Median household income$53,054
Population change (1 year)−1.2%
Unemployment rate6.2%
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Population10,161
Income adjusted for cost of living$63,767
Net moves in (IRS)+103
Cost of living (US = 100)83.2

Schools, risk and environment

School rating (1 to 10)4.0
FEMA hazard risk score (0 to 100)14.6
Flood risk score34.3
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Wildfire risk score64.4
Walkability (1 to 20)3.4
Road, rail and air noise54 dB

Questions people ask

Is Coosa County, AL overvalued?
Home prices in Coosa County, AL are slightly below what local incomes have historically supported: fair value is about $189,994, so the area is 5.1% undervalued.
Is Coosa County, AL a buyer's or seller's market?
Coosa County, AL is a balanced market: homes take about 91 days to sell, listings are up 33% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Coosa County, AL?
Home values in Coosa County, AL are up 5.2% over the last year.
How much do you need to earn to buy a home in Coosa County, AL?
A household needs about $39,075 a year to afford the typical home in Coosa County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,054.

Nearby and similar counties

ZIP codes in Coosa County (open on the map)

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