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Calhoun County, AL housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$170,425+4.4% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 16% have cut their price
Income needed to buy, per year$36,944About 0.7× the local median income ($53,533): affordable for a typical household
Days on market57 daysFaster than a year ago: sellers have the edge
Next 12 months+3.2%Zillow expects prices to rise slightly

The typical home in Calhoun County, AL is worth $170,425, up 4.4% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $163,137, so the area is 4.5% overvalued. It is a seller's market: homes take about 57 days to sell, listings are down 3% from a year ago, 16% of listings have had a price cut. Zillow expects prices to rise about 3.2% over the next year. A household needs about $36,944 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,533. Typical rent is $965 a month, or $1,193 for a house. In the latest IRS figures, 226 more people moved in than out.

Home value over time

$0K$50K$100K$150K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$170,425
Change in 1 year+4.4%
Overvalued %+4.5%
Show 7 more
Fair home value$163,137
Change in 5 years+14.0%
Zillow forecast, next 12 months+3.2%
Home value to income3.2×
Monthly mortgage payment (20% down)$924
Income needed to afford it$36,944
Property tax rate0.42%

Rent and investing

Typical rent$965
Typical rent for houses$1,193
Price-to-rent ratio14.7×
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HUD Fair Market Rent, 2 bedrooms$1,010
Gross rental yield6.79%
Cap rate (estimate)4.42%

Market activity

Listings vs a year ago−2.8%
Days on market57
Listings with a price cut16.1%
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Homes for sale308
Pending sales per 100 listings33
Asking price per sq ft$123

People and jobs

Median household income$53,533
Population change (1 year)−0.4%
Unemployment rate6.0%
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Population115,834
Income adjusted for cost of living$62,320
Net moves in (IRS)+226
Cost of living (US = 100)85.9

Schools, risk and environment

School rating (1 to 10)6.6
FEMA hazard risk score (0 to 100)88.5
Flood risk score89.5
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Wildfire risk score81.5
Walkability (1 to 20)5.7
Road, rail and air noise54 dB

Questions people ask

Is Calhoun County, AL overvalued?
Home prices in Calhoun County, AL are slightly above what local incomes have historically supported: fair value is about $163,137, so the area is 4.5% overvalued.
Is Calhoun County, AL a buyer's or seller's market?
Calhoun County, AL is a seller's market: homes take about 57 days to sell, listings are down 3% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Calhoun County, AL?
Home values in Calhoun County, AL are up 4.4% over the last year. Zillow's forecast for the next 12 months is +3.2%.
How much do you need to earn to buy a home in Calhoun County, AL?
A household needs about $36,944 a year to afford the typical home in Calhoun County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,533.

Nearby and similar counties

ZIP codes in Calhoun County (open on the map)

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