Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$170,423+4.4% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 16% have cut their price
Income needed to buy, per year$36,944About 0.7× the local median income ($53,533): affordable for a typical household
Days on market58 daysAbout the same pace as a year ago
Next 12 months+3.2%Zillow expects prices to rise slightly
The typical home in Anniston-Oxford, AL is worth $170,423, up 4.4% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $163,188, so the area is 4.4% overvalued. It is a seller's market: homes take about 58 days to sell, listings are down 2% from a year ago, 16% of listings have had a price cut. Zillow expects prices to rise about 3.2% over the next year. A household needs about $36,944 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,533. Typical rent is $965 a month, or $1,193 for a house. In the latest IRS figures, 226 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$170,423
Change in 1 year
+4.4%
Overvalued %
+4.4%
Show 7 more
Fair home value
$163,188
Change in 5 years
+14.0%
Zillow forecast, next 12 months
+3.2%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$924
Income needed to afford it
$36,944
Property tax rate
0.42%
Rent and investing
Typical rent
$965
Typical rent for houses
$1,193
Price-to-rent ratio
14.7×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,010
Gross rental yield
6.79%
Cap rate (estimate)
4.42%
Market activity
Listings vs a year ago
−1.9%
Days on market
58
Listings with a price cut
16.4%
Show 3 more
Homes for sale
316
Pending sales per 100 listings
33
Asking price per sq ft
$123
People and jobs
Median household income
$53,533
Population change (1 year)
−0.4%
Unemployment rate
6.0%
Show 4 more
Population
115,834
Income adjusted for cost of living
$62,320
Net moves in (IRS)
+226
Cost of living (US = 100)
85.9
Schools, risk and environment
School rating (1 to 10)
6.6
FEMA hazard risk score (0 to 100)
88.5
Flood risk score
89.5
Show 3 more
Wildfire risk score
81.5
Walkability (1 to 20)
5.7
Road, rail and air noise
54 dB
Questions people ask
Is Anniston-Oxford, AL overvalued?
Home prices in Anniston-Oxford, AL are slightly above what local incomes have historically supported: fair value is about $163,188, so the area is 4.4% overvalued.
Is Anniston-Oxford, AL a buyer's or seller's market?
Anniston-Oxford, AL is a seller's market: homes take about 58 days to sell, listings are down 2% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Anniston-Oxford, AL?
Home values in Anniston-Oxford, AL are up 4.4% over the last year. Zillow's forecast for the next 12 months is +3.2%.
How much do you need to earn to buy a home in Anniston-Oxford, AL?
A household needs about $36,944 a year to afford the typical home in Anniston-Oxford, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,533.