Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$289,380+0.2% YoY · prices are flat
Market right nowBalanced, leaning buyersMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$62,732About 0.9× the local median income ($73,111): affordable for a typical household
Days on market71 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+0.1%Zillow expects prices to stay about flat
The typical home in Clarksville, TN-KY is worth $289,380, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $276,231, so the area is 4.8% overvalued. It is a balanced market, leaning toward buyers: homes take about 71 days to sell, listings are up 11% from a year ago, 20% of listings have had a price cut. Zillow expects prices to rise about 0.1% over the next year. A household needs about $62,732 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,111. Typical rent is $1,343 a month, or $1,612 for a house. In the latest IRS figures, 2,221 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$289,380
Change in 1 year
+0.2%
Overvalued %
+4.8%
Show 7 more
Fair home value
$276,231
Change in 5 years
+24.1%
Zillow forecast, next 12 months
+0.1%
Home value to income
4.0×
Monthly mortgage payment (20% down)
$1,568
Income needed to afford it
$62,732
Property tax rate
0.60%
Rent and investing
Typical rent
$1,343
Typical rent for houses
$1,612
Price-to-rent ratio
18.0×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,294
Gross rental yield
5.57%
Cap rate (estimate)
3.62%
Market activity
Listings vs a year ago
+11.0%
Days on market
71
Listings with a price cut
19.5%
Show 3 more
Homes for sale
2,167
Pending sales per 100 listings
25
Asking price per sq ft
$188
People and jobs
Median household income
$73,111
Population change (1 year)
+0.7%
Unemployment rate
5.2%
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Population
349,001
Income adjusted for cost of living
$80,430
Net moves in (IRS)
+2,221
Cost of living (US = 100)
90.9
Schools, risk and environment
School rating (1 to 10)
6.2
FEMA hazard risk score (0 to 100)
81.8
Unhealthy air days a year
1
Show 4 more
Flood risk score
78.6
Wildfire risk score
23.9
Walkability (1 to 20)
6.0
Road, rail and air noise
54 dB
Questions people ask
Is Clarksville, TN-KY overvalued?
Home prices in Clarksville, TN-KY are slightly above what local incomes have historically supported: fair value is about $276,231, so the area is 4.8% overvalued.
Is Clarksville, TN-KY a buyer's or seller's market?
Clarksville, TN-KY is a balanced market, leaning toward buyers: homes take about 71 days to sell, listings are up 11% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Clarksville, TN-KY?
Home values in Clarksville, TN-KY are up 0.2% over the last year. Zillow's forecast for the next 12 months is +0.1%.
How much do you need to earn to buy a home in Clarksville, TN-KY?
A household needs about $62,732 a year to afford the typical home in Clarksville, TN-KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,111.