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Trigg County, KY housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$136,493−24.4% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$29,589About 0.5× the local median income ($64,717): affordable for a typical household
Days on market88 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+0.1%Zillow expects prices to stay about flat

The typical home in Trigg County, KY is worth $136,493, down 24.4% from a year ago. That is well below what local incomes have historically supported: fair value is about $249,328, so the area is 45.3% undervalued. It is a buyer's market: homes take about 88 days to sell, listings are up 18% from a year ago, 16% of listings have had a price cut. Zillow expects prices to rise about 0.1% over the next year. A household needs about $29,589 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,717. In the latest IRS figures, 152 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K$250K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$136,493
Change in 1 year−24.4%
Overvalued %−45.3%
Show 7 more
Fair home value$249,328
Change in 5 years−37.3%
Zillow forecast, next 12 months+0.1%
Home value to income2.1×
Monthly mortgage payment (20% down)$740
Income needed to afford it$29,589
Property tax rate0.56%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,307

Market activity

Listings vs a year ago+18.5%
Days on market88
Listings with a price cut16.4%
Show 3 more
Homes for sale96
Pending sales per 100 listings35
Asking price per sq ft$174

People and jobs

Median household income$64,717
Population change (1 year)−0.0%
Unemployment rate4.2%
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Population14,512
Income adjusted for cost of living$71,196
Net moves in (IRS)+152
Cost of living (US = 100)90.9

Schools, risk and environment

School rating (1 to 10)7.4
FEMA hazard risk score (0 to 100)48.4
Unhealthy air days a year0
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Flood risk score49.3
Wildfire risk score12.5
Walkability (1 to 20)5.0
Road, rail and air noise56 dB

Questions people ask

Is Trigg County, KY overvalued?
Home prices in Trigg County, KY are well below what local incomes have historically supported: fair value is about $249,328, so the area is 45.3% undervalued.
Is Trigg County, KY a buyer's or seller's market?
Trigg County, KY is a buyer's market: homes take about 88 days to sell, listings are up 18% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Trigg County, KY?
Home values in Trigg County, KY are down 24.4% over the last year. Zillow's forecast for the next 12 months is +0.1%.
How much do you need to earn to buy a home in Trigg County, KY?
A household needs about $29,589 a year to afford the typical home in Trigg County, KY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,717.

Nearby and similar counties

ZIP codes in Trigg County (open on the map)

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