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Berkeley County, WV housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$321,823+3.6% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$69,764About 0.8× the local median income ($82,567): affordable for a typical household
Days on market46 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.4%Zillow expects prices to rise slightly

The typical home in Berkeley County, WV is worth $321,823, up 3.6% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $293,152, so the area is 9.8% overvalued. It is a balanced market, leaning toward sellers: homes take about 46 days to sell, listings are up 6% from a year ago, 17% of listings have had a price cut. Zillow expects prices to rise about 2.4% over the next year. A household needs about $69,764 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $82,567. Typical rent is $1,757 a month, or $2,021 for a house. In the latest IRS figures, 2,283 more people moved in than out.

Home value over time

$0K$100K$200K$300K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$321,823
Change in 1 year+3.6%
Overvalued %+9.8%
Show 7 more
Fair home value$293,152
Change in 5 years+29.7%
Zillow forecast, next 12 months+2.4%
Home value to income3.9×
Monthly mortgage payment (20% down)$1,744
Income needed to afford it$69,764
Property tax rate0.53%

Rent and investing

Typical rent$1,757
Typical rent for houses$2,021
Price-to-rent ratio15.3×
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HUD Fair Market Rent, 2 bedrooms$1,215
Gross rental yield6.55%
Cap rate (estimate)4.26%

Market activity

Listings vs a year ago+5.5%
Days on market46
Listings with a price cut16.9%
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Homes for sale477
Pending sales per 100 listings71
Asking price per sq ft$188

People and jobs

Median household income$82,567
Population change (1 year)+2.6%
Unemployment rate4.7%
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Population139,522
Income adjusted for cost of living$87,651
Net moves in (IRS)+2,283
Cost of living (US = 100)94.2

Schools, risk and environment

School rating (1 to 10)4.3
FEMA hazard risk score (0 to 100)68.3
Unhealthy air days a year0
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Flood risk score79.8
Wildfire risk score31.6
Walkability (1 to 20)6.2
Road, rail and air noise53 dB

Questions people ask

Is Berkeley County, WV overvalued?
Home prices in Berkeley County, WV are slightly above what local incomes have historically supported: fair value is about $293,152, so the area is 9.8% overvalued.
Is Berkeley County, WV a buyer's or seller's market?
Berkeley County, WV is a balanced market, leaning toward sellers: homes take about 46 days to sell, listings are up 6% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Berkeley County, WV?
Home values in Berkeley County, WV are up 3.6% over the last year. Zillow's forecast for the next 12 months is +2.4%.
How much do you need to earn to buy a home in Berkeley County, WV?
A household needs about $69,764 a year to afford the typical home in Berkeley County, WV at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $82,567.

Nearby and similar counties

ZIP codes in Berkeley County (open on the map)

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