Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$220,059+2.6% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 15% have cut their price
Income needed to buy, per year$47,704About 0.8× the local median income ($60,209): affordable for a typical household
Days on market74 daysAbout the same pace as a year ago
The typical home in Hardy County, WV is worth $220,059, up 2.6% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $204,171, so the area is 7.8% overvalued. It is a balanced market: homes take about 74 days to sell, listings are down 11% from a year ago, 15% of listings have had a price cut. A household needs about $47,704 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,209. In the latest IRS figures, 132 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$220,059
Change in 1 year
+2.6%
Overvalued %
+7.8%
Show 6 more
Fair home value
$204,171
Change in 5 years
+28.0%
Home value to income
3.7×
Monthly mortgage payment (20% down)
$1,193
Income needed to afford it
$47,704
Property tax rate
0.35%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$955
Market activity
Listings vs a year ago
−11.3%
Days on market
74
Listings with a price cut
14.6%
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Homes for sale
55
Pending sales per 100 listings
16
Asking price per sq ft
$224
People and jobs
Median household income
$60,209
Population change (1 year)
−0.7%
Unemployment rate
7.3%
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Population
14,337
Income adjusted for cost of living
$69,206
Net moves in (IRS)
+132
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
3.8
FEMA hazard risk score (0 to 100)
42.5
Flood risk score
65.3
Show 3 more
Wildfire risk score
57.0
Walkability (1 to 20)
5.7
Road, rail and air noise
54 dB
Questions people ask
Is Hardy County, WV overvalued?
Home prices in Hardy County, WV are slightly above what local incomes have historically supported: fair value is about $204,171, so the area is 7.8% overvalued.
Is Hardy County, WV a buyer's or seller's market?
Hardy County, WV is a balanced market: homes take about 74 days to sell, listings are down 11% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Hardy County, WV?
Home values in Hardy County, WV are up 2.6% over the last year.
How much do you need to earn to buy a home in Hardy County, WV?
A household needs about $47,704 a year to afford the typical home in Hardy County, WV at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,209.