Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$286,038+6.3% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$62,007About 0.8× the local median income ($76,754): affordable for a typical household
Days on market47 daysFaster than a year ago: sellers have the edge
The typical home in Waupaca County, WI is worth $286,038, up 6.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $235,724, so the area is 21.3% overvalued. It is a buyer's market: homes take about 47 days to sell, listings are up 70% from a year ago, 21% of listings have had a price cut. A household needs about $62,007 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,754. Typical rent is $963 a month. In the latest IRS figures, 77 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$286,038
Change in 1 year
+6.3%
Overvalued %
+21.3%
Show 6 more
Fair home value
$235,724
Change in 5 years
+37.0%
Home value to income
3.7×
Monthly mortgage payment (20% down)
$1,550
Income needed to afford it
$62,007
Property tax rate
1.38%
Rent and investing
Typical rent
$963
Price-to-rent ratio
24.7×
HUD Fair Market Rent, 2 bedrooms
$1,014
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Gross rental yield
4.04%
Cap rate (estimate)
2.63%
Market activity
Listings vs a year ago
+69.6%
Days on market
47
Listings with a price cut
20.8%
Show 3 more
Homes for sale
195
Pending sales per 100 listings
10
Asking price per sq ft
$185
People and jobs
Median household income
$76,754
Population change (1 year)
+0.1%
Unemployment rate
2.8%
Show 4 more
Population
51,461
Income adjusted for cost of living
$85,663
Net moves in (IRS)
+77
Cost of living (US = 100)
89.6
Schools, risk and environment
School rating (1 to 10)
5.6
FEMA hazard risk score (0 to 100)
67.6
Flood risk score
66.3
Show 3 more
Wildfire risk score
40.9
Walkability (1 to 20)
5.9
Road, rail and air noise
53 dB
Questions people ask
Is Waupaca County, WI overvalued?
Home prices in Waupaca County, WI are well above what local incomes have historically supported: fair value is about $235,724, so the area is 21.3% overvalued.
Is Waupaca County, WI a buyer's or seller's market?
Waupaca County, WI is a buyer's market: homes take about 47 days to sell, listings are up 70% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Waupaca County, WI?
Home values in Waupaca County, WI are up 6.3% over the last year.
How much do you need to earn to buy a home in Waupaca County, WI?
A household needs about $62,007 a year to afford the typical home in Waupaca County, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,754.