Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$508,113+6.5% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$110,148About 1.0× the local median income ($105,783): a stretch for a typical household
Days on market36 daysAbout the same pace as a year ago
Next 12 months+3.5%Zillow expects prices to rise slightly
The typical home in Ozaukee County, WI is worth $508,113, up 6.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $448,998, so the area is 13.2% overvalued. It is a balanced market, leaning toward buyers: homes take about 36 days to sell, listings are up 20% from a year ago, 16% of listings have had a price cut. Zillow expects prices to rise about 3.5% over the next year. A household needs about $110,148 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $105,783. Typical rent is $1,866 a month, or $2,198 for a house. In the latest IRS figures, 406 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$508,113
Change in 1 year
+6.5%
Overvalued %
+13.2%
Show 7 more
Fair home value
$448,998
Change in 5 years
+28.3%
Zillow forecast, next 12 months
+3.5%
Home value to income
4.8×
Monthly mortgage payment (20% down)
$2,754
Income needed to afford it
$110,148
Property tax rate
1.19%
Rent and investing
Typical rent
$1,866
Typical rent for houses
$2,198
Price-to-rent ratio
22.7×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,263
Gross rental yield
4.41%
Cap rate (estimate)
2.87%
Market activity
Listings vs a year ago
+20.1%
Days on market
36
Listings with a price cut
16.2%
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Homes for sale
305
Pending sales per 100 listings
14
Asking price per sq ft
$271
People and jobs
Median household income
$105,783
Population change (1 year)
+0.7%
Unemployment rate
2.8%
Show 4 more
Population
94,346
Income adjusted for cost of living
$109,167
Net moves in (IRS)
+406
Cost of living (US = 100)
96.9
Schools, risk and environment
School rating (1 to 10)
9.2
FEMA hazard risk score (0 to 100)
50.3
Unhealthy air days a year
15
Show 4 more
Flood risk score
58.3
Wildfire risk score
19.5
Walkability (1 to 20)
7.5
Road, rail and air noise
54 dB
Questions people ask
Is Ozaukee County, WI overvalued?
Home prices in Ozaukee County, WI are well above what local incomes have historically supported: fair value is about $448,998, so the area is 13.2% overvalued.
Is Ozaukee County, WI a buyer's or seller's market?
Ozaukee County, WI is a balanced market, leaning toward buyers: homes take about 36 days to sell, listings are up 20% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Ozaukee County, WI?
Home values in Ozaukee County, WI are up 6.5% over the last year. Zillow's forecast for the next 12 months is +3.5%.
How much do you need to earn to buy a home in Ozaukee County, WI?
A household needs about $110,148 a year to afford the typical home in Ozaukee County, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $105,783.