Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$308,425−1.3% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$66,860About 1.1× the local median income ($59,401): a stretch for a typical household
Days on market124 daysSlower than a year ago: buyers have time to negotiate
The typical home in Okanogan County, WA is worth $308,425, down 1.3% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $281,470, so the area is 9.6% overvalued. It is a buyer's market: homes take about 124 days to sell, listings are up 20% from a year ago, 14% of listings have had a price cut. A household needs about $66,860 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,401. In the latest IRS figures, 111 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$308,425
Change in 1 year
−1.3%
Overvalued %
+9.6%
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Fair home value
$281,470
Change in 5 years
+9.3%
Home value to income
5.2×
Monthly mortgage payment (20% down)
$1,672
Income needed to afford it
$66,860
Property tax rate
0.76%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,202
Market activity
Listings vs a year ago
+20.0%
Days on market
124
Listings with a price cut
13.5%
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Homes for sale
294
Pending sales per 100 listings
18
Asking price per sq ft
$276
People and jobs
Median household income
$59,401
Population change (1 year)
+1.3%
Unemployment rate
4.5%
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Population
45,230
Income adjusted for cost of living
$60,987
Net moves in (IRS)
+111
Cost of living (US = 100)
97.4
Schools, risk and environment
School rating (1 to 10)
4.4
FEMA hazard risk score (0 to 100)
89.2
Unhealthy air days a year
4
Show 4 more
Flood risk score
89.1
Wildfire risk score
99.3
Walkability (1 to 20)
5.8
Road, rail and air noise
54 dB
Questions people ask
Is Okanogan County, WA overvalued?
Home prices in Okanogan County, WA are slightly above what local incomes have historically supported: fair value is about $281,470, so the area is 9.6% overvalued.
Is Okanogan County, WA a buyer's or seller's market?
Okanogan County, WA is a buyer's market: homes take about 124 days to sell, listings are up 20% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Okanogan County, WA?
Home values in Okanogan County, WA are down 1.3% over the last year.
How much do you need to earn to buy a home in Okanogan County, WA?
A household needs about $66,860 a year to afford the typical home in Okanogan County, WA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,401.