Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$278,617−0.4% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$60,398About 1.0× the local median income ($59,801): a stretch for a typical household
Days on market122 daysSlower than a year ago: buyers have time to negotiate
The typical home in Ferry County, WA is worth $278,617, about the same as a year ago. That is slightly below what local incomes have historically supported: fair value is about $302,031, so the area is 7.8% undervalued. It is a buyer's market: homes take about 122 days to sell, listings are up 9% from a year ago, 14% of listings have had a price cut. A household needs about $60,398 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,801. In the latest IRS figures, 28 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$278,617
Change in 1 year
−0.4%
Overvalued %
−7.8%
Show 6 more
Fair home value
$302,031
Change in 5 years
−10.2%
Home value to income
4.7×
Monthly mortgage payment (20% down)
$1,510
Income needed to afford it
$60,398
Property tax rate
0.64%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,058
Market activity
Listings vs a year ago
+9.2%
Days on market
122
Listings with a price cut
13.8%
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Homes for sale
71
Pending sales per 100 listings
13
Asking price per sq ft
$248
People and jobs
Median household income
$59,801
Population change (1 year)
−0.4%
Unemployment rate
12.5%
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Population
7,517
Income adjusted for cost of living
$61,397
Net moves in (IRS)
+28
Cost of living (US = 100)
97.4
Schools, risk and environment
School rating (1 to 10)
3.7
FEMA hazard risk score (0 to 100)
51.7
Flood risk score
52.3
Show 3 more
Wildfire risk score
97.4
Walkability (1 to 20)
5.1
Road, rail and air noise
52 dB
Questions people ask
Is Ferry County, WA overvalued?
Home prices in Ferry County, WA are slightly below what local incomes have historically supported: fair value is about $302,031, so the area is 7.8% undervalued.
Is Ferry County, WA a buyer's or seller's market?
Ferry County, WA is a buyer's market: homes take about 122 days to sell, listings are up 9% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Ferry County, WA?
Home values in Ferry County, WA are down 0.4% over the last year.
How much do you need to earn to buy a home in Ferry County, WA?
A household needs about $60,398 a year to afford the typical home in Ferry County, WA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,801.