Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$304,595−2.1% YoY · prices are falling
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 18% have cut their price
Income needed to buy, per year$66,030About 1.0× the local median income ($66,089): affordable for a typical household
Days on market84 daysAbout the same pace as a year ago
The typical home in Adams County, WA is worth $304,595, down 2.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $257,798, so the area is 18.2% overvalued. It is a balanced market, leaning toward buyers: homes take about 84 days to sell, listings are down 17% from a year ago, 18% of listings have had a price cut. A household needs about $66,030 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,089. In the latest IRS figures, 221 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$304,595
Change in 1 year
−2.1%
Overvalued %
+18.2%
Show 6 more
Fair home value
$257,798
Change in 5 years
+19.9%
Home value to income
4.6×
Monthly mortgage payment (20% down)
$1,651
Income needed to afford it
$66,030
Property tax rate
0.79%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,262
Market activity
Listings vs a year ago
−17.2%
Days on market
84
Listings with a price cut
17.6%
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Homes for sale
48
Pending sales per 100 listings
21
Asking price per sq ft
$193
People and jobs
Median household income
$66,089
Population change (1 year)
+0.8%
Unemployment rate
3.6%
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Population
21,488
Income adjusted for cost of living
$67,853
Net moves in (IRS)
−221
Cost of living (US = 100)
97.4
Schools, risk and environment
School rating (1 to 10)
3.5
FEMA hazard risk score (0 to 100)
23.2
Unhealthy air days a year
0
Show 4 more
Flood risk score
34.3
Wildfire risk score
85.2
Walkability (1 to 20)
8.9
Road, rail and air noise
53 dB
Questions people ask
Is Adams County, WA overvalued?
Home prices in Adams County, WA are well above what local incomes have historically supported: fair value is about $257,798, so the area is 18.2% overvalued.
Is Adams County, WA a buyer's or seller's market?
Adams County, WA is a balanced market, leaning toward buyers: homes take about 84 days to sell, listings are down 17% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Adams County, WA?
Home values in Adams County, WA are down 2.1% over the last year.
How much do you need to earn to buy a home in Adams County, WA?
A household needs about $66,030 a year to afford the typical home in Adams County, WA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,089.